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SPEND is the intelligent women’s guide to smart spending , budgeting and saving money. Remember that we women hold the reins for many decisions that involve spending. We pay rent. We buy new cars and take out insurance. We pay taxes. We own credit cards and most women like to use them. These are big-ticket life essentials requiring smart budgeting so that there’s money left to enjoy the fun parts of life. The sections Property, Car, Taxes and Credit Card cover everything the smart woman needs to know!SPEND enables wise decision-making with its wide range of articles by experts. The goal is to show women how they can save money. The guides are written in simple and sensible language and the learning is fun. It’s all based on real-life scenarios, many of which women experience every day.Property examines the market concerning investment opportunities as well as home or business space purchases. This property investing and real estate guide for women runs the gamut in its variety of discussions. The New Savvy knows that real estate financing, mortgages, buying vs. renting and first-hand descriptions of property types are hot topics these days. Property helps women get a grip on the current and future real estate markets in a jiffy.Car is the go-to place for advice on wheels. The car-buying guide and tips for women is a non plus ultra volume of recommendations on how to find a suitable car, how to ensure it’s in good working order, how to finance a new car purchase and how to shop for car insurance. Interesting facts and figures about the automobile business make this a resource that every savvy woman will find applicable to her own lifestyle.Taxes prepares women for the inevitable. Paying taxes is one of the few certainties in life. Knowing the significant ins and outs of the internal revenue system not only protects women’s hard-earned income. It also raises awareness of the effect taxes have on lower and higher income levels. As an income tax guide and tax tips for women, Taxes speaks to specific situations in the many different roles that today’s women play: single earner or primary breadwinner, part-time earner or non-earning spouse. Taxes also offers tips on filling out tax return forms.Credit Card management is not always easy. This credit card guide and tips for women are a must-read for anyone choosing a credit card, or keeping an eye on balances, or reading a statement. Get some great tips from the experts, maximise the benefits of a credit card account, and manage the credit wisely.

Travel Tips 101

We’ve all been there - staring at your unpacked suitcase, wondering which clothes to bring, losing an item while overseas you knew was just there a while ago, or even realizing that you’ve exceeded your budget for the week....
Gone are the days where analog films were used to preserve memories. With the advancement of technology, we can capture moments of love, laughter, and life in just a matter of seconds. Most of us then share it on...
While Singapore is known to have enough golf clubs to satisfy everyone from the beginner to the professional, some of the world's best golf destinations are located only a short plane ride away—giving you a great reason to venture...
These days a credit card is, for anyone 18 or older, almost a “must-have”. When used wisely, a credit card can build a robust credit history to help you get that home loan you may need further down the...
The income tax in Hong Kong is mandatory for anyone who earn a living in the region. Most of the time, you get your first tax bill around 18 months after you started working. This does not mean you...
Find that classy new phone online that you just gotta have? Key in 16 digits, hit the “Purchase” button and it’s yours. Going out shopping and you’ve got no cash? Just whip out your card and those cute shoes...
Shopping can be an expensive hobby. According to the Singaporean government survey of household expenditure, an average household spends about S$200 on purchasing clothing, footwear and other personal effects on a monthly basis, amount to S$2,400 of shopping expenses...
Ahead of Singapore government’s upcoming budget announcement scheduled for 19 February 2018, we’ve prepared a brief overview on how taxes on consumers have trended over the last few years in the country. Also, given the general rise in consumer...
Pros and Cons of Mortgage Refinancing in Hong Kong Thinking about refinancing your mortgage in Hong Kong? You need to understand the advantages and disadvantages of this financial move first.According to the latest mortgage survey conducted by the Hong Kong...
Time to bring it back to the basics: what are you working for? Money is only a medium of exchange, it can only do so much. Before you make any decisions, ask yourself: does it give you joy and happiness?
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