The New Savvy Editor’s Note, Methodology & Contributors


Why, hello there gorgeous!

You must be wondering why a women-only financial and career website. Why not?

I can give you the rational reasons like why women need their own custom financial advice, that women are less confident with finance as men are and more, but they are covered in FAQ – so head there if you are interested.

What I can tell you, as a matter of fact, and in all honesty is… Finance is my passion, and this is simply something I have always wanted to do.

Since young, I have always been fascinated with the intricacies of the working of money.  I understood that I have to take care of myself and my family and that realization sparked off my wealth-building path. I am lucky to have the opportunity to study and work in Finance. I learnt financial management skills, picked up economic ideas and started investing since I was 21. While I am no expert, I am familiar with financial products and managed to build a comfortable portfolio for myself.

Over the years, my female friends have approached me to share with them on how to invest, how to open a securities account, which loan makes sense, the difference between a bond and a bond fund. Yet, truth be told, even as someone trained in Finance, I don’t want to read yet another stock picks or technical analysis. (JARGONS ARE BORING, yawns!)

As a woman, I want to know how smart financial management can impact my life and how relevant it is to my needs. I want something I can relate to, something that can inspire and motivate me.

I’ve always like sharing ideas and learning. So, what’s better than learning from other women?

“I have come to believe that caring for myself is not self-indulgent. Caring for myself is an act of survival.” – Audre Lorde


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P.S: I love travelling, reading, food, my 2 little cousins, and coffee. If our goals align, take a look at how The New Savvy collaborates.  Let’s hustle together, hit me up at x

About The New Savvy

Who is The New Savvy?

Like YOU, we are a group of young professionals trying to make sense of the world.

Life can get confusing, and we are inundated with large volumes of irrelevant information. We are not sure about you, but we get frustrated trying to understand the processes of buying our first homes, insuring ourselves, investing our money – how and where to start, and whom should we trust? How do you cope with the stress of investing? How do we start taking control of our finances?

The New Savvy consult a board of highly regarded advisors and industry experts to give their invaluable analysis and opinions. We handpicked a high-quality team of dedicated professionals to share their knowledge.

Take actions to advance your net worth today! Subscribe to our newsletter today!

The New Savvy’s Methodology

We are guided by passion and continuously strive for excellence.

The New Savvy team devotes extended hours and resources to gather information, research and present them to you. We endeavour to ensure that every information collected and imparted accurate and timely. However, we live in a rapidly changing world. In the event that some facts have changed, we hope for your understanding and patience.

If you spot a mistake, do let us know, and we will make the relevant correction.

If there are any specific materials you wish for us to research on, we will be elated to hear from you. After all, what better way for us to improve than to get feedback from YOU?

Email us at

Our Contributors:

Franklin Templeton

Franklin Templeton (NYSE:BEN) is a global leader in asset management. By bringing together multiple world-class investment teams in a single firm, Franklin Templeton is able to offer specialized expertise across styles and asset classes to offer a broad range of investment solutions, including specialized capabilities in multi-asset solutions, real assets and alternative investments.

Kim Iskyan

Kim is the founder of Truewealth Publishing, a Singapore-based independent investment research company, and the editor of the Truewealth Asian Investment Daily, a free daily e-letter that takes the mystery and confusion out of finance and investing to help you make money. Kim has nearly 25 years of experience as a stock analyst, hedge fund manager, political risk consultant, and financial commentator in more than half a dozen emerging and frontier markets.

He’s been quoted in the Economist, The New York Times, the Wall Street Journal, Barron’s, and Bloomberg, and has appeared on Fox Business News, China Central Television, and Bloomberg TV, and has written commentary for the Wall Street Journal,, Salon,,, and other publications.

Click here to sign up to receive the Truewealth Asian Investment Daily every day, for free.

Felicia Lim

A Singaporean, who studied Economics and Business Management at Singapore Management University, graduating with a major in Finance. Upon graduation, she worked as a Finance International Graduate at Standard Chartered Bank, Singapore.

She moved to Buenos Aires, Argentina for love. In the Argentine capital, also known as the “Paris of South America,” she worked at Equity Research Desk covering stocks in the exchange sector, including Asian stock markets such as SGX, Bursa Malaysia, HKEX, and ASX.

She is also the author of food blog Dish by Dish, where personal stories intertwine with simple, healthy recipes (most of which are gluten-free or grain-free). Apart from freelance writing, Felicia also loves food photography and recipe testing with a passion – these are the things that make her eyes shine.

Philipp Kristian

Philipp Kristian is an innovation leader in Singapore and expert in building trust and value in the digital age. His eclectic experience spans across innovation strategy in Fortune 500 financial services, startup advisory and entrepreneurship, and he currently focuses on Fintech and Insurtech. From blockchain to artificial intelligence, smart contracts to chat bots, robo-advisory, alternative investments, to reimagining insurance altogether, he is deeply immersed in pioneering initiatives.

In a whirlwind career across Europe and Asia, Philipp shaped new value propositions and experiences in startups and corporates. He was FutureBrand Singapore’s inaugural innovation strategist, joined LumenLab, MetLife’s first R&D hub as a founding member and then moved to Manulife’s newly minted Asia LOFT. He is a St. Gallen Symposium Leader of Tomorrow, KAIROS Society ASEAN Fellow and alum of the dschool, a global leader in design thinking education.

Philipp loves to enrich the innovation domain by sharing creations and ideas in preeminent publications and conferences — including The Economist Intelligence Unit, Techsauce Summit, Marketing Magazine and local tech publication e27, where he blogs on FinTech and InsurTech. As an evangelist of Asia’s start-up ecosystems, he organises DrinkEntrepreneurs, a well-known startup event series with a global footprint.

In his leisure time, Philipp is a passionate yogi, closet poet, commercial model and avid Asia traveller.

Adrian Tan 

Adrian Tan is CEO of The Resource Group, a boutique HR Consultancy that focuses on helping SMEs develop their human capital. Before this, he was the MD of RecruitPlus which he co-founded in 2004 and led to two HR Vendor of the Year award. He was named the HR Entrepreneur of the Year by SHRI in 2013. Adrian is passionate about entrepreneurship and HR tech.

Suraya Zainudin

Suraya is a Masters in Corporate Communication graduate who is absolutely -obsessed- with personal finance. In her blog, Ringgitohringgit, she writes about how she spends, saves, earns and invests money in Malaysia.

A former NGO worker, Suraya have had 10 years’ experience in nonprofit organisations including in the line of intercultural exchange, HIV/AIDS, refugees, women’s human rights, and marginalised communities.

She works full-time in a Fintech company and as a freelance writer while enjoying the simple life in Ipoh.

LiJun Tan

A dessert enthusiast who studied Media Communications at the University of Melbourne. With an Indonesian father, Singaporean mother, and an Italian partner, she has a keen interest in cultural considerations and social psychology. She is currently pursuing her Masters on a part-time basis.

With years of experience in the education sector, she hopes to use the skills acquired along the way for meaningful purposes that can contribute to positive societal changes.

Her big dreams have never stopped her from spending too much time on Instagram, ‘liking’ posts of animals, food (cake!) and travel destinations. One goal at a time so they say!

Duckju Kang

DJ is the Head of Asia at ValuePenguin , a personal finance company based in New York. He is responsible for building ValuePenguin’s presence in Asia, from researching personal finance topics in the region to building relationships with financial and media institutions.

He previously worked as an investment analyst at leading hedge funds in New York including Cadian Capital and Tiger Asia. His expertise is in the global technology, consumer and financial industries. He graduated from Yale University with a degree in Economics and speaks Korean, English and Mandarin Chinese.

Clairie Tay

Clairie is currently pursuing a Bachelor’s Degree in Economics and Finance at SMU. Immersed and enthusiastic about the challenges of the financial industry, she previously worked at SGX in the Equity Capital Markets department. She also hopes to carve out a potential career path in the Private Banking sector.

Over the weekends, she volunteers for an organization that delivers meals to home-bound elderly who typically live alone, and are unable to adequately provide for themselves.

Being the adrenaline junkie she is, she derives pleasure from sports, participating in underwater rugby, fencing and rock-climbing during her spare time.

Megha Singh

Megha Singh is a communications consultant who primarily works in the fashion, beauty, lifestyle and startup communities. She has done a Masters in Mass Communication from India and has close to 10 years of experience in the industry. Megha is a published fiction writer and writes short stories and poetry in her leisure time. She is currently working on her first novel.

Megha is a strong advocate of financial independence and empowerment of women at all stages of their life. She is currently looking for partners to kick-start a project to fulfill this goal on a global scale. You can find out more about her at Megha Singh Communications.

Joel Chue

Joel has built up more than six years of experience in digital marketing, specializing in user acquisition and retention.

Over the last year, he has led a number of successful campaigns, including an email newsletter that grew to 200,000 readers in 8 months and a Facebook page that grew to 60,000 fans in 3 months.

Joel is proficient in providing advice to startups looking to grow, build and scale.

A pragmatist at heart, he believes in building businesses upon steady foundations, and above all he values quality products, quality processes, and quality people.

Charmaine Chen

Charmaine graduated from Wesleyan University with a degree in Social Studies, and a passion for the way that digital technology has revolutionized the way the world works.

After spending a couple of years as a bartender, a teacher, and an advertising account executive, Charmaine found her home in the Software-as-a-Service (SaaS) industry, where she currently works in Customer Success. Both at and after work, she loves encouraging people and seeing them becoming more successful, confident, and efficient.

She cares a lot about mental health, productivity, and time management, and writes about all three at her blog, The Personal Assistant.

Diana Santos

Diana found her calling as an online freelance writer back in 2010. Armed with a degree in Mass Communication majoring in Broadcast Journalism, she was able to capitalize on her love and talent for writing while staying at home with her two children.

Running a household is no easy feat and this was how she slowly recognized the importance of empowering women regarding personal finance. Her career as a web content specialist paved the way for her to educated herself as she discovered the various financial issues that mothers like her face on a daily basis.

To date, she continues to contribute financial articles for online companies while maintaining her personal blog,

Lynn Han 

Lynn Han is a balance of the two: A teacher of accounting and business, a writer with a penchant for happy endings.
A Finance graduate from SMU, she writes mostly about personal finance and dreams of a world where everyone retires happily ever after.

Royston Tan

Royston is a certified financial consultant (AFC, ASEP®) for investments, insurance, retirement and legacy planning. He is passionate about finance and believes financial freedom is achievable through thoughtful financial planning. He believes in promoting financial literacy and founded Singapore Investment Bloggers, one of Singapore’s largest community of finance and investment bloggers. He can be reached at

Sophia Goh

Sophia Goh is a professional counsellor and psychotherapist at Sofia Wellness Clinic . The philosophy of her clinic is based on positive psychology, which is the scientific study of happiness and flourishing. She is passionate about helping individuals lead successful, fulfilling, and well-meaning lives.

Sophia writes on topics such as self-care, work-life balance, and mindfulness. As a trained career coach, she also writes about career planning for women.


DISCLAIMER: The New Savvy strives to provide the most precise and updated advice. However, due to the volatile nature of the industry, we cannot put a guarantee on the accuracy of the information dispensed and will not be held accountable for any discrepancies or damages of any kind.