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FinTech is a portmanteau of two words – financial and technology. It describes the emerging financial services sector that rose to prominence in the earlier part of the 2010s. FinTech is changing the way we do business. Paypal is a very good example of a FinTech concept that many people in Singapore use quite regularly. Several FinTech technologies exist, such as online payments and transactions as well as data management and security. Ultimately, it is all about consumers and the way in which they receive benefits from the advancements in financial technology. Traditional methods of conducting financial activities are dying, and they are being replaced by more modern, technological methods. We will look at some of the major FinTech applications and the way in which Singapore is adopting these technologies. With numerous up-and-coming FinTech companies in Singapore, consumers will soon be able to do things like lend money, make payments, invest money, and manage and analyze personal finances – all from an app on their phone.

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