LATEST ARTICLES

Mid-Year Health To-Do List : A Checklist of What You Should Do Now

Mid-Year Health To-Do List : A Checklist of What You Should Do Now

Your Midyear Health To-Do ListWell-organised women will like the idea of scheduling periodic check-ups of their health maintenance. It’s easy! Just think June/July, and pretty soon you’ll have a...
Beware Of These Overspending Trigger - What Are Yours?

Beware Of These Overspending Trigger – What Are Yours?

What are YOUR Overspending Triggers?Overspending can happen quickly when you least expect it. There may be some concealed triggers that are pulling you this way and that, with the...
Office Etiquette To Know : Workplace Rules You Must Observe

Office Etiquette To Know : Workplace Rules You Must Observe

Despite good intentions, you come across bad office etiquette once in a while. Or perhaps, the work is a little easy for people – too easy to the point...
Healthcare Needs By Age - Analysis Decades By Decades

Healthcare Needs By Age – Analysis Decades By Decades

Recalibrating Healthcare Needs as You AgeLike any other piece of finely tuned equipment, the human body needs maintenance and care throughout its life. Also like any mechanism that is...
High-Tech Wearables To Invest In To Spice Your Wardrobe Up

High-Tech Wearables To Invest In To Spice Your Wardrobe Up

Add High-Tech Wearables to Your WardrobeSome amazing technological advances have revealed themselves in the past few years. In the meantime, some very high-tech gadgets have also become fashion statements...
The Best And Worst Ways To Use a Personal Loan

Women in FinTech Speakers List (Singapore) – Singapore FinTech Association

A compilation of female speakers in FinTech - the first initiative for the Women in FinTech committee for Singapore FinTech Association *.We have included the following details: Name, Company, Job...
Why Women Don’t Ask for Help & What You Should Do

Why Women Don’t Ask for Help & What You Should Do

Have robots disintermediated your personal relationships? What a crazy question. Of course, not! you say. Before answering, ask yourself these three questions:In the past month, have you:Googled dating, marriage...
Oil Stocks – Pros and Cons of Buying Oil Stocks

Oil Stocks – Pros and Cons of Buying Oil Stocks

Oil and gas investments are good long-term buy-and-hold stocks because the economy always needs energy. Oil and gas demand is stable and always growing. Oil prices, on the other...
When You Should Save and When You Should Invest Your Money

When You Should Save and When You Should Invest Your Money

Without a doubt, saving is a fundamental aspect of our financial lives. If you want your earnings to go further, you first need to save. However, saving by itself...
5 C’s? How About the 6 F’s - Goals Every Woman Should Have?

5 C’s? How About the 6 F’s – Goals Every Woman Should Have?

Before women could have the choice to pursue a career that they want to ensure their financial security on their own, they were limited to having to go for...
Structured Investments 101 : All You Need To Know

Structured Investments 101 : All You Need To Know

Amidst the complexity of Structured Products, it doesn’t end there. There is still such a thing as Structured Investments.Much like Structured Products (link to Structured Products: Basics), Structured Investments...
Savings Tactics To Cut Down Wedding Costs In Singapore

Savings Tactics To Cut Down Wedding Costs In Singapore

Your Wedding: Savings Tactics to Pare down CostsAre you planning your dream wedding? Perhaps you’re thinking small and intimate, with a few friends and family, or maybe you want...
Considering an MBA? Specific Tips For Female MBA Applicants!

Considering an MBA degree? Specific Tips For Female MBA Applicants!

Are you thinking of enrolling yourself in a Master of Business Administration (MBA) degree? Through your research, you know about the benefits of having an MBA degree - the...
Reducing Free Labor in Nonprofits – Is it Possible?

Reducing Free Labor in Nonprofits – Is it Possible?

Do what you love, and you will never have to work a day in your life, they say.Well, yes. But, no. Obviously, many of us get into this profession...
Women Trading Habits VS Men: Here’s What 2 Female Traders Shared With Us

Women Trading Habits VS Men: Here’s What 2 Female Traders Shared With Us

There is no doubt that women trading habits are different from those of men. We all operate under the same set of trading rules, but the results are not...
How Much Do I Need To Retire? Ultimate Guide To All Your Retirement Questions

How Much Do I Need To Retire? All Your Retirement Questions Answered!

How Much Money should I Save for Retirement?This million-dollar question rings in the minds of everyone who works for a living, whether they’re just starting off in their career,...
How To Negotiate Your Salary Effectively And Efficiently

How To Negotiate Your Salary Effectively And Efficiently

Congratulations on being offered the contract to work! This is a major milestone in your life, especially if this is your first job after graduation. All those hours of...
Why More Money Is Not Everything & Financial Goals You Should Set Instead

6 Reasons Why More Money Is Not Everything & Goals You Should Be Setting...

We totally get it -- seeing those digits rise in your bank account is quite fulfilling. It does make sense that having more money makes you feel secure.However, you...
How To Kick the Overspending Habit Permanently

How To Kick the Overspending Habit Permanently

Buying new stuff can be exciting and fun. But it’s not fun racking up a credit card balance that you can’t pay off because you’ve spent more money than...
10 Financial Questions You Should Be Prepared to Ask Your Date

10 Financial Questions To Ask Your Date – Be Prepared

Should you ask your online date how much money he makes? Even if you do, you may not get a truthful answer. Of the top 10 lies told by...
9 Must-Read Biographies About Inspiring Women To Motivate You

9 Must-Read Biographies About Inspiring Women To Motivate You

There is nothing like a good book to draw inspiration from. While works of fiction do their job well, there’s a certain kind of charm that biographies have that...
How To Save Money, Get The Best Deals & Be A Smart Online Shopper

How To Save Money, Get The Best Deals & Be A Smart Online Shopper

Hone Your Online Shopping SmartsShop-at-home convenience on the internet ranks high amongst people’s shopping preferences. The delivery-to-your doorstep factor is certainly an impressive feature, but note that online shopping...
Make Your Home Work for You - Maximise The Value of Your Singapore Property

Make Your Home Work for You – Maximise The Value of Your Singapore Property

Anyone who’s looking for additional income may feel discouraged by the prospect of taking on a second job or going out to look for a new job with better...
The Impact of FinTech On the Lives of Consumers in Singapore   

The Impact of FinTech On the Lives of Consumers in Singapore  

Demystifying FinTech The finance sector has a reputation of being ingrained in their traditional ways, being nearly impervious to change. Financial institutions and services tend to involve a lot of...
Ready to Become a Homeowner? 5 Steps to Start the Journey

Ready to Become a Homeowner? 5 Steps to Start the Journey

Few things scream “I’m an adult!” more than the desire to own your own home. For many people, the idea of home-owning is appealing for its physical assurance -...
Financial Effects of Alcoholism: Why Drinking Is Bad For Your Finances

Financial Effects of Alcoholism: Why Drinking Is Bad For Your Finances

Alcohol Down the Hatch, Money Out the WindowMost of us enjoy an alcoholic drink at one time or another. But if you’re a money-conscious soul, you’ve probably noticed that...
Financial Lies: How We Fool Ourselves & How To Avoid Money Traps

Financial Lies: How We Fool Ourselves & How To Avoid Money Traps

Having money and spending it, in effect, is all about opportunity cost. When you spend it on something, you’re being denied the opportunity to spend that money on something...
Singapore FinTech Festival 2016: Tips on the Global FinTech Investment Landscape

Singapore FinTech Festival 2016: Tips on the Global FinTech Investment Landscape

The conference covering global investment in the FinTech industry started off with taking a look at the 30 Largest VC FinTech Deals of 2016. Of the largest FinTech deals...
Organizing Your Finances after Your Spouse has Died

Singapore FinTech Festival 2016:  Globalising FinTech

Countries around the world have been building connections through globalisation. There are several concerns regarding this: what infrastructures are necessary to help with globalising FinTech, cultural differences, challenges, and...
Singapore FinTech Festival 2016: 5 Reasons Women Should Consider FinTech as a Career Path

Singapore FinTech Festival 2016: 5 Reasons Women Should Consider FinTech as a Career Path

FinTech has been regarded by some as a disruptive force in the financial services sector. Has FinTech impacted women in the sector in any way? Are women in FinTech...
Singapore FinTech Festival 2016: CTRL-ALT-DEL: FINTECH REBOOT

Singapore FinTech Festival 2016: CTRL-ALT-DEL: FINTECH REBOOT

 Rediscovering Innovation in FinTech FinTech started altering financial services in phases: first, pushing paper became a thing of the past as systems started operating online. Then there was the gradual...
Credit Card Rewards in Singapore Are Getting Worse

Credit Cards In Singapore To Match Your Best Weekend Leisure Activities

Singapore is a small country, and one can easily be bored without going for a holiday. Are there really nothing worthwhile to do and spend some good time during...
“How You Can Get Free Airport Lounge Access with Just A Card” is locked How You Can Get Free Airport Lounge Access with Just A Card

How You Can Get Free Airport Lounge Access with Just A Card

Frequent travelers truly appreciate the comfort and convenience of airport lounges. For those who find themselves exhausted by the long waits at check-in counters and immigration, lounges can offer...
Female FinTech Founders : Women Who Created Kickass FinTech Companies

Female FinTech Founders : Women Who Created Kickass FinTech Companies

Four years ago, Mark Zuckerberg surprised everyone when he married his Harvard girlfriend, Priscilla Chan. One of their wedding guests – Priscilla’s ex-tennis coach – recalls visiting the couple...
Different Categories & Types of Structured Products You Must Know

Different Categories & Types of Structured Products You Must Know

If you’re looking for new investment vehicles, you may want to consider Structured Products. However, much like any other investment purchase, you must do your homework and really take...
5 Reasons Women Should Trade Currencies & Why They Win At Forex

5 Reasons Women Should Trade Currencies

In recent years, trading currencies have been easily accessible to all kinds of traders all over the globe. The Internet made it possible for the average person to participate...
Great Family Activities In Singapore With Discount Deals

Great Family Activities In Singapore With Discount Deals

In the busy life Singaporeans lead, it is especially difficult to spend quality time together with our family. Between eating dinner at different times, working late and socialising with...
4 Cards that Can Help You Save Money at Department Stores

4 Cards Even Students Can Use in Singapore

At first glance, most students would probably not consider the prospect of holding a credit card. After all, doesn't it belong to the domain of working adults? Why would...
How Financially Smart Millennials Handle Their Money For The Future

How Financially Smart Millennials Handle Their Money

In various publications, millennials have been portrayed as the black sheep generation. Though it is true that there are a lot of things that millennials should learn from previous...
Cash Or Credit Cards: Which Is Better To Use When Travelling?

Should You Use Cash or Card When Travelling?

Traveling is one of the most coveted leisure activities in the world, especially for millennials. From backpacking trips on a budget to luxurious vacations at villas, there are many...
THE NEW GENERATION OF TOP MODELS - ENTREPRENEURS AS A ROLE MODEL

The New Generation of Top Models – Female Entrepreneurs as Role Models

Beyond the low pay — the average annual wage for a runway model is $26,600 per year, — the modeling industry is littered with stories of abuse and degradation....
How to Win Free Airport Transfers in Singapore with Air Miles Credit Cards

How to Win Free Airport Transfers in Singapore with Air Miles Credit Cards

Singaporeans love to travel and Changi is a very busy airport for that reason. Although Changi is located relatively close to the city, there aren’t that many convenient and...
4 Ways of Saving Money on Groceries In Singapore

4 Ways of Saving Money on Groceries In Singapore

Grocery shopping is part of everyday life and even if you do not cook at home, you are sure to buy fruits, canned food, snacks and other foodstuff and...
The New Normal : How FinTech is Altering Singapore's Financial Landscape

The New Normal : How FinTech is Altering Singapore’s Financial Landscape

What is FinTech and how does it have the capacity to affect or change a nation’s financial landscape? Even to the learned and ardent followers of technological breakthroughs, FinTech is...
Considerations Before Buying Investment-Linked Insurance Policies

Things You Should Consider Before Buying Investment-Linked Insurance Policies

Investment-Linked Insurance Policies (previous : Investment-linked Insurance Policies in Singapore) are a mixture of what insurance policies and different investment vehicles can give you. Any type of investment requires...
Which Property In Singapore Is Suitable For You?

Which Property In Singapore Is Suitable For You?

There are many reasons to invest in the real estate in Singapore. Singapore has a booming economy, serving as a melting pot for different cultures in South East Asia....
5 Ways To Save While Eating Well And Save In Singapore

5 Ways To Save While Eating Well And Save In Singapore

Singaporeans are well-known foodies, and that's also a reason for the thriving food & beverage industry here. The great thing about the little red dot is that food is...
Violet Lim, CEO of Lunch Actually, On Building Asia's Premier Online & Offline Dating Service Platforms

Violet Lim, CEO of Lunch Actually, On Building Asia’s Premier Online & Offline Dating...

https://www.youtube.com/watch?v=wuLp8TcPKi0Violet Lim was working in a bank when she saw a business opportunity in matchmaking. The idea came to her after seeing that a lot of her colleagues were...
Get More Mileage from Your Budget - Plan Smart!

Get More Mileage from Your Budget – Plan Smart!

A personal budget is a highly effective tool that will help you open doors to your own financial freedom. Always a work-in-progress, dependent on how your life situation evolves,...
A Health Insurance Checklist in Singapore - What You Need To Know

Insurance Checklist in Singapore – What You Need To Know

Singapore is a world leader in life expectancy. Men live to age 80 on average and woman to the sprite age of 85. In January 2016, the Central Provident...
3 Successful Asian Women Entrepreneurs We Admire and Love

3 Successful Asian Women Entrepreneurs We Admire and Love

The business world has become more welcoming to women entrepreneurs now more than ever. This is especially so in Asia, as research by HSBC found that women entrepreneurs are...
Shao-Ning Huang Reflect On Her Journey: JobsCentral, Motherhood & Promoting Entrepreneurship

Shao-Ning Huang Reflect On Her Journey: JobsCentral, Motherhood & Promoting Entrepreneurship

https://www.youtube.com/watch?v=TPKBpwmuw2UWhen Shao-Ning co-founded JobsCentral in 2000, along with partner Der Shing, it was a small two-man startup which operated out of Der Shing’s home to keep costs low. It...
Can Money Buy You Happiness? The Science of Buying Joy

Can Money Buy You Happiness? The Science of Buying Joy

Would you like to buy your loved ones happiness for Christmas this year? Start by striking off all the material goods on the list. Money can buy happiness but...
Credit Card Rewards in Singapore Are Getting Worse

The Best Cashback Credit Cards For Different Types Of Spenders

In the crowded credit card market space in Singapore, it is easy for consumers to get confused about which cards they should get for themselves. While most credit cards...
Junie Foo On How Gender Diversity Is Critical For Businesses To Be Successful & Socially Responsible

Junie Foo On How Gender Diversity Is Critical For Businesses To Be Successful &...

https://www.youtube.com/watch?v=2Wos69IUhC8Junie Foo co-founded BoardAgender and launched it in 2011.  Essentially, it was to create awareness on the economic benefits of having more women on boards. BoardAgender also emphasises the...
Investing in Jewellery : What To Know About Collecting Jewellery

What You Need to Know About Investing in Gold Jewellery

The creation and collection of jewellery have been dated to one of the earliest human tools that were created. Jewels were crafted from common materials – plants, stones, bones,...
If My Parents Or Spouse Dies, Do I Inherit Their Debts?

If My Parents Or Spouse Dies, Do I Inherit Their Debts?

No one ever wants anything bad to happen to our loved ones, but unfortunately, not everything is within our control and anything can happen.Regardless of how we feel over...
Discover and Identify Your Entrepreneurial Genius Zone

Discover and Identify Your Entrepreneurial Genius Zone

Just as every individual is different, so is every entrepreneur. While there may be some cookie-cutter approaches to starting one’s own business, it would seem to make more sense...
MBA 101 : Do Your Homework & Research Your MBA Program

MBA 101 : Do Your Homework & Research Your MBA Program

Do Your Homework When Considering an MBAIf you’re looking to improve your career prospects, the buzz going round right now may have put a bee in your head. You...
Health Insurance In Singapore - All You Need To Know

Health Insurance 101

If health insurance is on your list of things to look into, failing to place it at the top of that list could cost you your retirement savings.  A...
Janice Wong, 2am:dessertbar, On Creativity, Taking Risks and Joy of Food

Janice Wong, 2am:dessertbar, On Creativity, Taking Risks and Joy of Food

https://www.youtube.com/watch?v=XbKUeONcM4oJanice Wong, the diminutive Singaporean pastry chef, started with 2am:dessertbar in Holland Village. She later expanded her offering to 2am: lab, and Janice Wong Sweet Shop at The Shoppes...
Networking Taboo Topics To Avoid & Prevent Awkward Situations

Networking Taboo Topics To Avoid & Prevent Awkward Situations

Your network can be akin to something like money in your bank account – the wider and stronger your network, the more you’re worth.Having strong connections with captains of...
Should You Get That MBA? Factors To Consider Before Going to Business School

Should You Get That MBA? Factors To Consider Before Going to Business School

Reasons Why You Should and Should Not Get that MBA degree (That Has Nothing to Do With How Much it Costs) Pursuing an advanced degree is neither a cheap nor...
Invest In Derivatives (... and make good money!)

Invest In Derivatives (… and make good money!)

There are some ways to make a little bit of money using the power of derivatives and its assets using some standard, as well as other more creative means.Here’s...
How To Get An MBA Degree Without The Price Tag

How To Get An MBA Degree Without The Price Tag

MBA degrees are expensive. What’s a girl to do if she can’t afford the S$30,000-S$100,00 tuition fee?Well, she can hack her way through, that’s what. If you find yourself...
5 Milestones That Impact Your Healthcare Decisions And Coverage

5 Milestones That Impact Your Healthcare Decisions And Coverage

Re-Thinking Healthcare Coverage at Life’s MilestonesEveryone no matter what their age, financial status or occupation, needs to keep one very important fact in mind. As we get older, we...
Clair Deevy, Head of Economic Growth Initiatives for Asia-pacific, FACEBOOK

Clair Deevy, Head of Economic Growth Initiatives for Asia-pacific, FACEBOOK

https://www.youtube.com/watch?v=X-bYsgXWnwg Clair Deevy works at Facebook as the Head of Economic Growth Initiatives for Asia-pacific and has been living in Singapore for about nine years.One of the exciting things she...
Endowment Plans In Singapore: Insurance 101

Endowment Plans In Singapore: Insurance 101

What are endowment plans in Singapore?Are you worried about having enough money to pay for your child’s college education? Will you have the deposit you need in 10 years...
Maximise Your Time In A Conference - Stand Out Like A Rockstar!

Maximise Your Time In A Conference – Stand Out Like A Rockstar!

Get The Most out of a Conference Conferences are amazing. One, because the conferences are usually on topics that most people will benefit from, and two, it is an absolutely...
ILPs : How To Invest In Investment Linked Insurance In Singapore

ILPs 101: How To Invest In Investment Linked Insurance In Singapore

We’ve already covered the basics of Investment-linked Insurance Policies, the types of ILPs, and how different ILPs are from life insurance policies.ILPs 101 : What are Investment-Linked Insurance (ILPs)...
Starting A Business in Singapore : Corporate Service Providers You Need & We Personally Use

Starting A Business in Singapore : Hack Your Startup With These Service Providers

We receive numerous emails, requests, messages asking about our journey in building The New Savvy. My background is in Banking and Finance and when I started, I was clueless....
How to Avoid Derivative Risks & Build A Comfortable Portfolio

How to Avoid Derivative Risks & Build A Comfortable Portfolio

Talking about derivatives can be daunting and a little bit intimidating. No matter how much you study about it or how much you try to understand it, there’s still...
Check Off Your Travel Financial Checklist

Check Off Your Travel Financial Checklist

Your Travel Financial Checklist ExplainedYou’ve got your tickets, packed the bags, given the neighbour instructions to water your plants and you’re ready to embark on your long-awaited trip. Prepping...
Risks of Structured Products & Why You Should Reconsider Them

Risks of Structured Products & Why You Should Reconsider Them

The best protection an investor can have on any kind of investment is knowledge on the different products and the risks that cling on to them. Some products can...
Asia’s Richest Women By Country - Meet the Top 11 Wealthiest Females

Asia’s Richest Women By Country – Meet the Top 11 Wealthiest Females

While males still dominate the top lists of billionaires, we cannot deny that women are climbing their way up to be among the richest people in the world. We...
Fix These Common Job Application Mistakes & Ace Your Interview

Fix These Common Job Application Mistakes & Ace Your Interview

Job Application Boo-boosYou get only one precious chance when you submit an application for the job of your dreams. So before you hit “submit” on your keyboard, or seal...
Buying A Car In Singapore: 4 Questions You Must Answer

Buying A Car In Singapore: 4 Questions You Must Answer

There are heaps of things to consider before buying a car in Singapore. Sure, you’ve heard what your friends and family’s varying opinions, and everybody has a different experience....
Infographic: Habits of the Rich & What You Must Follow

Infographic: Habits of the Rich & What You Must Follow

The wealthiest people tend to have the same habits that propel them to success. Learn these habits of the rich - who knows, you might find yourself being one of...
Why You Should Stop Shopping & Start Investing In Stocks Today

Why You Should Stop Shopping & Start Investing In Stocks Today

Have you been eyeing a certain thing for such a long time that you would be willing to splurge hundreds or thousands on it? Whether it’s the latest iPhone,...
Different Benefits & Types Of Investment Linked Insurance (ILPs)

Different Benefits & Types Of Investment Linked Insurance (ILPs)

Now that you understand what Investment-linked Insurance Policies are, take the opportunity to learn more about them. Remember: Every investment carries a certain amount of risk. The more you...
Singsaver, Singapore's Comprehensive Financial Comparison Site, Helps You Save Time & Money

Singsaver, Singapore’s Comprehensive Financial Comparison Site, Helps You Save Time & Money

Rohith Murthy came to Singapore to pursue his university studies in 1999 and completed them on a full scholarship. After graduating from university, he worked in a bank for...
How Diamonds Can Be A (Financially Savvy) Girl’s Best Friend

How Diamonds Can Be A (Financially Savvy) Girl’s Best Friend

“I invest in diamonds”Do you hear this often? Chances are, you don’t. Diamonds - with all of the attached symbolism and ornamental roles in royal families and yes, unsolved...
Different Types Of Derivatives : Swaps, Options, Contracts & Futures

Different Types Of Derivatives : Swaps, Options, Contracts & Futures

There are several types of derivatives: Swaps, options, contracts and futures. These are the more common of the derivatives you’ll see at the brokerage firms and for end user,...
MIT Fintech Course Review : Is The Get Smarter MIT Online Course Worth It?

MIT Fintech Course Review : Is The Get Smarter MIT Online Course Worth It?

Contemplating to take the MIT Fintech Course? Here's an honest and detailed review of the course.THE MASSACHUSETTS INSTITUTE OF TECHNOLOGY FINTECH CERTIFICATE COURSE: FUTURE COMMERCEI am in the first batch...
The Ultimate, Step-by-Step Guide to Becoming an Entrepreneur in Singapore

The Ultimate, Step-by-Step Guide to Becoming an Entrepreneur in Singapore

Dreaming of owning your company?Starting a new venture can be confusing and complicated. Many budding entrepreneurs approach us for answers to these questions… and instead of writing to them...
Trehaus Is The Conducive Coworking Space To Build Your Career With Your Child Beside You

Rachel Teo Built Trehaus To Fulfill Every Parents’ Dream To Work Beside Their Kids

Meet Rachel Teo, co-founder of Trehaus, Singapore’s first co-working facility complete with childminding and learning facilities. She loves being able to have a productive day in the office while...
Stick To These Money Goals & Enjoy Financial Freedom

Stick To These Money Goals & Enjoy Financial Freedom

Meet Financial Goals and Enjoy Financial FreedomThe paradise of your personal financial dreams awaits you.  What does that paradise mean to you? Perhaps it’s the ability to spend and...
Should You Be An Entrepreneur? Important Traits Of Entrepreneurs

Should You Be An Entrepreneur? Characteristics Of Entrepreneurs You Must Have

Do You Have What It Takes To Be An Entrepreneur? It’s a common fallacy to think that passion and drive are all it takes to embark on the journey of...
What are REITs and Why Invest in REITs?

What are REITs and Why Invest in REITs?

Why invest in REITs? Real estate investment trusts (REITs) are funds that hold real estate in the form of properties (equity REITs) and/or mortgage assets. These income-producing assets are generally...
Structured Notes & Structured Deposits - Are They Good Investments?

Structured Notes & Structured Deposits – Are They Good Investments?

Structured Products are gaining traction again even after the 2008 financial crisis. A particular type of Structured Product, called Structured Notes, led to the undoing of many retail investors...
4 Things Your Business Plan Doesn’t Tell You

4 Things Your Business Plan Doesn’t Tell You

Considerations Entrepreneurs Should Think About That's not In The Business PlanEvery aspiring entrepreneur has a well thought-out business plan. Surely you’ve formulated all those thoughts about goals, budgets and...
The Right Interview Questions To Ask Before Taking Any Job Offer

The Right Interview Questions To Ask Before Taking Any Job Offer

Think of the thrill you feel when the recruiter says, “Our organisation would like to offer you the job.” That’s quite a validation of your skills, and a real...
Why Women Get Less Out Of Networking Than Men (And What To Do About It)

Why Women Get Less Out Of Networking Than Men (And What To Do About...

This post was written by The New Savvy and first appeared on Fast Company. Here's how to flip someone's biased remark into an endorsement in casual conversation.How valuable your professional...
5 Industries Meant to Weather a Market Correction

5 Industries Meant to Weather a Market Correction

If you drove a new car off of a car lot recently, you are likely one of the few driving around your neighbourhood with the latest model. When the...
7 Questions to Ask Before Making Any Investment To Avoid Dumb Decisions

7 Questions to Ask Before Making Any Investment To Avoid Dumb Decisions

I see people around me make dumb decisions about their money when it comes to investing. What appears to be "get rich if you do X schemes", "multi-level marketing...
Different Types of MBA programs & How Much They Costs

Different Types of MBA programs & How Much They Cost

MBAs have always been known as one of the fast-track methods to getting almost any job in the world, and quite necessarily so; in the overly competitive worlds of...
Fintech Regulations in Asia : Roboadvisors Landscape, Funding & Laws

Fintech Regulations in Asia : Roboadvisors Landscape, Funding & Laws

Following the article The Rise Of Fintech  - Trends of Robo Advisors in Asia, here's a summary of the Fintech regulations in Asia concerning Robo advisors. Enjoy! MIT Fintech Course...
What Do Millennials Want & Look Out For In Life And Work?

What Do Millennials Want & Look Out For In Life And Work?

Millennials have been portrayed as the lost generation in the media. They do not have jobs. If they do, their income is lower than that of their parents at...
6 Money Tips For New Graduates Must Know & Master For The Future

6 Money Tips New Graduates Must Know and Master For The Future

In a 2015 Mastercard survey, it was reported that Singapore’s financial literacy declined the most in Asia Pacific - Singapore is now in sixth place out of 16 Asia...
Why Men Are Terrible Investors (And How To Take Advantage Of It)

Why Men Are Terrible Investors (And How To Take Advantage Of It)

Okay ladies, you win.I hate to admit it, but women trump men in dozens of ways: Intelligence, being a better boss, interviewing, surviving car accidents… and (gasp): Investing.I always assumed that...
Graduation 101: Prepare In Advance Before Entering The Real World

Graduation 101: Prepare In Advance Before Entering The Real World

Hands up if you have been told university will be ‘the best time in your life’.Now hands up again if you can admit to feeling scared now that your...
Oil Investing – Risks and Rewards of Oil Stocks, ETFs & Futures

Oil Investing – Risks and Rewards of Oil Stocks, ETFs & Futures

If you are paying more for gas for your car, it may be a good time to invest in oil. When inflation is rising, investing in the oil sector...
Joash Wee, GM of VCNC Singapore, Helps You Date Better With WhereTwo & Between App

Joash Wee, GM of VCNC Singapore, Helps You Date Better With WhereTwo & Between...

Born in Kuching and based in Singapore, Joash Wee, General Manager of VCNC Singapore, became interested in tech startups during his university days. An avid follower of the technology...
Structured Notes 101: All You Need To Know

Structured Notes 101: All You Need To Know

Singapore is the third wealthiest country in the world with a per capita GDP of $85,198.16. Our country is one of the leading centers of commerce primarily because of...
3 Survival Tips to Get Through a Job that Sucks & How To Fix It

3 Survival Tips to Get Through a Job that Sucks & How To Fix...

Not everyone is fortunate enough to be working on a job that they love. Most of us have been through that period of disillusionment and frustration mixed with disappointment...
Samples of Derivatives & How To Look For Derivative Investments

Samples of Derivatives & How To Look For Good Derivative Investments

If you are active in the financial world, you would know that there are many different investing products to choose from – so many that it becomes hard to...
Rebalance Your Portfolio With the Right Investment Strategy

Rebalance Your Portfolio With the Right Investment Strategy

Portfolio rebalancing is like detoxing periodically to ensure you are in optimal health. Rebalancing your investment portfolio is an opportunity to not only restore your asset allocation to its...
Credit Score In Singapore - All You To Know About Your Rating

Credit Score In Singapore – All To Know About Your Rating

What Exactly is a Credit Score in Singapore?These days, the term “credit score” is a hot topic. Let’s say you are a young Singaporean just starting out on your...
The Sharing Economy – Benefits, Impact & How It Affects Your Life

The Sharing Economy – Benefits, Impact & How It Affects Your Life

You alone are responsible for about 5 pounds of trash a day. Your waste footprint includes the shipping, packaging and processing of the coffee beans you are currently drinking...
ILPs 101 : What are Investment-Linked Insurance (ILPs) ?

ILPs 101 : What are Investment-Linked Insurance (ILPs) ?

Investment-linked Insurance Policies: Another Opportunity for You to Grow Your MoneyOkay, so you can finally feel your cold hard cash in your hands. You want to make sure that...

Take Your Parents’ (Unintended) Investment Advice and Get off the Bandwagon

“If everyone else jumped off a cliff, would you do it too?” Who hasn’t heard this sage advice from their parents? And as it turns out, it’s also very...
Education Loan 101: Student Loans In Singapore

Education Loan 101: Student Loans In Singapore

Education Loans: A 101 CourseWhether you are just finishing up secondary school or thinking of furthering your education after a few years in the workforce, you might be thinking, “Whew,...
Robo Advisors in Asia

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The rise of Robo advisors in Asia has always been a topic close to my heart. This was my first assignment for the Massachusetts Institute of Technology (MIT) Fintech course. MIT...
CEO of Fatfish Internet Group, Kin-Wai Lau, On Building Kickass Companies & Female Entrepreneurs

CEO of Fatfish Internet Group, Kin-Wai Lau, On Building Kickass Companies & Female Entrepreneurs

Interested to know more and speak to Kin-Wai personally? Come to our event on 27 July, 630 pm onwards! What Investors Look For & How They Can Help Scale Your...
Are Dividend Stocks A Good Investment Strategy?

Are Dividend Stocks A Good Investment Strategy?

If you want steady income and a cushion against declining stock prices, then the answer is a resounding, yes – dividends are a good investment stock strategy. Dividends are...
Singapore Housing: How Much Property in Singapore Can I Afford?

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So the buying bug has bitten. With so many amazingly beautiful apartments and condos on the market for sale, many people ask themselves why they’re still in a rental.First,...
What Are Derivatives? Why Do They Sound So Complex?

What Are Derivatives? Why Do They Sound So Complex?

If you’ve ever heard colleagues, friends or family members mention the word ‘derivatives’, they may have been led to believe that it is an easy way for them to...
Rena Koh, Co-founder of Fashory, On Providing A One-stop, Get-Inspired-Find-Buy Solution For Fashion Lovers

Rena Koh, Co-founder of Fashory, On Providing A One-stop, Get-Inspired-Find-Buy Solution For Fashion Lovers

Co-founder of FASHORY, Rena Koh decided she would live life to the fullest after experiencing a traumatic near-death incident, right before University, which she worked hard to get into,...
Buying Property In Singapore: Property Risks To Know

Buying Property In Singapore: Property Risks To Know

Investing in real estate or buying property in Singapore can be very profitable. However, like every other profitable endeavor it comes with several risks. Here are the things you...
Extras Costs To Consider When Calculating Education Fees in Singapore

Extras Costs To Consider When Calculating Education Fees in Singapore

This is a follow up from : 1) How To Plan For Your Child’s Education Costs In Singapore (1/2)  & 2) Total Cost of Your Child’s Education Plan in Singapore (2/2)Let’s face it,...
Antonia Da Cruz, GM of GuavaPass, On Getting Fit & Keeping Your Fitness Goals

Antonia Da Cruz, GM of GuavaPass, On Getting Fit & Keeping Your Fitness Goals

GuavaPass Discount Code: If you've always wanted to try out multi-gym pass, here's a special code for our readers! For Singapore readers: SGSAVVY (rate of S$111 instead of S$149) For Hong Kong readers:...
6 Best Brain Training Apps To Train Your MInd & Boost Your Memory

6 Best Brain Training Apps To Train Your Mind & Boost Your Memory

When you live in a world where people consume information in 15-second videos and in 140 characters (or less!) being able to process and remember information as quickly, they...
MBA program - What happens in business school?

MBA program – What happens in business school?

What happens in an MBA program – the courses taught, the shift in curriculum and general life of MBA student.Congratulations on getting into the MBA program of your choice!Now,...
Anton Zykin, CEO of SFCD, On How To Create Beautiful Designs That Impact Humanity Positively

Anton Zykin, CEO of SFCD, On How To Create Beautiful Designs That Impact Humanity...

Meet Anton Zykin, CEO and co-founder of SFCD. He was born and raised in Kirov, a small city in Russia. He was obsessed with the internet and software since...
Evaluate Your Clothes By The Cost Per Wear Method

Evaluate Your Clothes By The Cost Per Wear Method

"I like my money right where I can see it... hanging in my closet."That’s one of the most loved and often quoted lines of Carrie Bradshaw from Sex...
Structured Products 101: The Basics & All You Need To Know

Structured Products 101: The Basics & All You Need To Know

If you’ve seen the film “The Big Short”, you probably got a slight idea of how structured finance works. It’s filled with complexities and they were made to be...
Erica Ng, DJ Kaylova, On Her Success as A Female DJ & Living Life Unapologetically

Erica Ng, DJ Kaylova, On Her Success as A Female DJ & Living Life...

Erica Ng, better known as DJ Kaylova, was the first and only female DJ from Singapore to be signed for DJ residency at Fashion TV Shanghai, the biggest luxury...
Total Cost of Your Child's Education Plan in Singapore (2/2)

Total Cost of Your Child’s Education Plan in Singapore (2/2)

This is a follow up from How To Plan For Your Child’s Education Costs In Singapore (1/2) . Education Plan in Singapore The cost of education up to secondary school has...
Impact Of Your Health On Your Finances - Be Healthy and Wealthy

Impact Of Your Health On Your Finances – Be Healthy and Wealthy

Healthy Body, Healthy Mind, Healthy FinancesWe live a society rather obsessed with good health, given our gym memberships, nutrition and dietary consciousness, the general availability of superb health care...
Benjamin Loh, Public Speaking Coach, On Being A Better Public Speaker & Overcoming Fear

Benjamin Loh, Public Speaking Coach, On Being A Better Public Speaker & Overcoming Fear

Public Speaking Coach Benjamin Loh was a victim of bullying during his school days.His growing up years was marked with a lot of pain and shame as a serial...
Risk-Free Investing – It’s Not As Safe As You Think

Risk-Free Investing – It’s Not As Safe As You Think

Risk-free. Right now you are likely sighing contentedly, thinking about the freedom this idea offers. In investing terms, risk-free means that you won’t lose money, that your profit is...
Gold Investments : Diversify Your Portfolio With Gold & Gold ETFs

Gold Investments : Diversify Your Portfolio With Gold & Gold ETFs

Gold Investments Is it a good time to snatch up some gold? Gold prices fell to six-year lows in November to hover just over $1,000 an ounce. The yellow metal...

How To Plan For Your Child’s Education Costs In Singapore (1/2)

Click here for tertiary education costs in Singapore. Education Costs In Singapore Raising children in Singapore can be challenging.Notwithstanding the discipline and time needed to spend nurturing them, there are also...
Alex Loh, GM of klapsons, The Boutique Hotel,

Alex Loh, GM of klapsons, The Boutique Hotel, On Hotel Management & Unique Experiences

GIVEAWAY: Win a 3D2N staycation at klapsons The River Residences Bangkok. Details at the end of the article. Ask him what he loves about his job and this man says he loves that...
Structured Deposits in Singapore : Investing In Structured Deposits

Structured Deposits 101 : All You Need To Know

Structured Deposits offer a combination of money deposits and investments product. Imagine depositing your money and getting the most out of it as you sleep. The returns of structured...
Anna Wong, Founder of Female Entrepreneurs Worldwide (FEW), Hong Kong

Anna Wong, Founder of Female Entrepreneurs Worldwide (FEW), Hong Kong

Here at The New Savvy, we were super excited to meet up with Anna Wong, co-founder of Female Entrepreneurs Worldwide (FEW).FEW, a social entreprise, founded in 2015 by Anna...
Top Finance Tips for Women in Their 30s & 40s

Top Finance Tips for Women in Their 30s & 40s

Do you fear becoming a bag lady as you enter your golden years? According to wealth advisor to women Consuelo Mack, over 50% of women fear not being able...
Differences between Amex, Visa and MasterCard

Differences between Amex, Visa and MasterCard

How do I choose which is best for me?These three companies are perhaps the only few big names in credit cards in the world today. For most banks in...
5 Retirement Mistakes To Avoid During Financial Planning

Retirement Mistakes To Avoid During Financial Planning

When financially preparing for retirement, many of us may experience a mismatch between the plan and the reality. Here are five common retirement mistakes that can jeopardise your retirement...
Is Your Money Mindset Keeping You From Being Rich?

Is Your Money Mindset Keeping You From Being Rich?

How to Change Your Money MindsetThis year, Asia surpassed Europe in private wealth and is expected to beat North America in 2016. Excluding Japan, Asians are now worth $47...
Pushpendra Sharma, CEO of Spaces Genie, On Pop-up Stores

Pushpendra Sharma, CEO of Spaces Genie, On Pop-up Stores

PUSHING SPACESGenies once existed only in Disney movies and fairytales. While it takes more than rubbing a lamp to make wishes come true, Asia-based company, SpacesGenie.com, is one genie...
5 Investment Classics You Should Read Today

5 Investment Classics You Should Read

Of the thousands of books on investing, a few investment classics have stayed on the top of the list for decades. These books remain investment classics because they continue...
Advice For Millennials: How Can Investment Advisors Help?

Advice For Millennials: How Can Investment Advisors Help?

A new report by investment fund giant on millennial retirement savings habits Vanguard dispels many of these myths. Millennials are doing just fine, thank you, when it comes to...
Are Ambitions Unfeminine? You Should Be Ambitious Anyway!

Are Ambitions Unfeminine? Why You Should Be Ambitious Anyway!

Female ambition is being blamed for the increase in divorces and job turnover. Empowered females no longer feel they need to stay trapped in an abusive marriage or unrewarding...
Ignore These Fashion Myths That Don't Make Sense

Ignore These Fashion Myths That Don’t Make Sense

Fashion Myths Consume $$!You’re a smart, independent fashionista, right? Then look beyond some of the myths that fashion industry “experts” are feeding us. The fashion industry is a business...
Value Investing vs. Technical Analysis

Value Investing vs. Technical Analysis

So now you actually have some cash to invest. But what do you invest in and what kind of strategies do you need to gain the most bang for,...
What to Do When Your Car Breaks Down in Singapore?

What to Do When Your Car Breaks Down In Singapore?

We’ve seen it all happen on the road - a car breaks down right smack in the middle of highway, on the very first day of the work week....
What to Know When You Are Remarrying After A Divorce?

What to Know When You Are Remarrying After A Divorce?

After a divorce, it is still possible for remarriage to be included in your future. However, such a new marriage may come with many questions. When remarrying after a...
Home Loans 101: Housing Loans In Singapore

Home Loans 101: Housing Loans In Singapore

Home Loans: Laying a Good FoundationMany people dream of owning their own home. No more catering to a landlord’s wishes! Let’s paint the walls bright pink! Make good on...
6 Investment Risks Every Investor Should Know

6 Investment Risks Every Investor Should Know

While sipping a refreshing brew of morning coffee at a local cafe, you flip past the front page news on the Greek debt crisis. An article on a local...
Why Dating Is Expensive For Women & How To Save Money

Why Dating Is Expensive For Women & How To Save Money

We’ve all heard men talk about the expense of treating their dates well. Nice food, beautiful ambience and high-class entertainment cost a pretty penny. The guy may pay the...
How To Get A Job Using Social Media When You Aren't Looking For One

How To Get A Job Using Social Media When You Aren’t Looking For One

 This post was written by The New Savvy and first appeared on Fast Company. According to a survey published last month by the Society for Human Resource Management, some 84%...
DIY Financial Planning - Get Your Finances In Order

DIY Financial Planning – Get Your Finances In Order

Do you let your shoebox overflow with bills before sitting down and grappling with your finances? Now that we have apps and online calculators to do most of the...
6 Greatest Investment Books You Must Read

6 Greatest Investment Books You Must Read

Even if you’re freaking out about all these investment terms that you’ve been learning – we’ve got a silver lining. All investment mistakes have already been made, so you...
Credit Habits To Start Immediately In Your 20s

Credit Habits To Start Immediately In Your 20s

Build Better Credit Habits as a Budding BorrowerStart early, and engage in healthy financial practices while you are still young. How you manage your money in your 20s can...
Financial Literacy For Women In Asia: Money & Investments

Financial Literacy For Women In Asia: Money & Investments

International Women’s Day celebrates the achievements of women throughout history. Since its inception in 1909, it hasn’t stopped inspiring women all over the globe to fight for their rights...
Best Way to Invest $10,000 & Turn It Into $1 million In 30 years

Best Way to Invest $10,000 & Turn It Into $1 million In 30 years

Are you unhappy with the miserly rates you are earning on your savings account? Knowing that you are part of a generation that will outlive traditional retirement savings by...
Why Safe Dating Is Expensive, and Smart

Why Safe Dating Is Expensive, and Smart

Charlie Sheen faces a lawsuit from up to 700 lovers, according to the media. His crime: he failed to tell his sex partners that he was HIV-positive. Even his...
Financial Literacy Among Women In Asia

Financial Literacy Among Women In Asia

International Women's Day is an annual celebration of the social, political, cultural, and economic achievements of women. After centuries of being disregarded from important discussions, at some point considered...
Invest Like Warren Buffett – His New & Best Investing Rules

Invest Like Warren Buffett – His New & Best Investing Rules

What would you be willing to do to obtain the investment secrets of the world’s most successful investor? Over 40,000 people travelled to the 50th annual conference of Warren...

Investing 101: All You Need To Start Your Investment Portfolio

If you are young and upwardly mobile, you may have a carefree attitude toward investing. The newest iPad is a more practical use of your resources, you reason. Think...
Investing in the Europe Market and Stocks

How to Invest in the Europe Market and Stocks

How does the Europe market work?More than just ample amounts of chocolate and copious varieties of cheese, Europe can be a region to look at when you’re looking at...
Tips For Success: How To Make Your First Million Dollar

Tips For Success: How To Make Your First Million Dollar

Most of us suffer from illusory superiority in our early investing years. No matter how many investors are scammed in land deals and gold investing schemes, we believe that...
Retirement Question to Ask Your Certified Financial Planner

Retirement Question to Ask Your Certified Financial Planner

The best way to enjoy your retirement in Singapore is to be secure with your finances. This may be a challenging task for some Singaporeans. Fortunately, there are certified...
Kick The Shopping Addiction: Stop Stuff & Stifle the Spend

Kick The Shopping Addiction: Stop Stuff & Stifle the Spend

“When I shop, the world gets better, and the world is better, but then it’s not and I need to do it again.” – Sophie Kinsella, “Confessions of a...
5 Smart Steps to Achieve Your Savings Goals Today

5 Smart Steps to Achieve Your Savings Goals Today

Millennials are becoming super savers. Savings doesn’t always have to be at the expense of striking off items on your shopping list. There are many ways you can save...
Why Online Dating Is Economical For Modern Women

Why Online Dating Is An Economical Choice For The Modern Woman

Why Online Dating is an Economical Choice for Women A Saturday afternoon shopping for a new dress. An hour at the hairdressers, and then a quick nip into the...
Things To Do In Silicon Valley: Comprehensive Guide For Visitors

Things To Do In Silicon Valley: Comprehensive Guide For Visitors

Summary: This is the most comprehensive, step-by-step guide for visitors to tour Silicon Valley. We include the best route to maximise your trip, what you can expect in each...
Does Looking Good Correlates To Earning More?

Are the Beauties Earning More?

Income levels are usually defined according to easily measurable criteria, the kind you’d put on your CV: education, skills, experience, perhaps your job performance as you go for the...
A Complete Guide On How Much To Spend On Luxury Items

How Much to Spend – A Guide to Spending on Luxury Items

How Much to Spend on Luxury Items - Car, Watch, House, Mobile Phone & Ring? The Apple Watch or a Rolex? If you are in the market to buy a...
Blue Chip, Small Cap and Micro Cap Stocks

Blue Chip, Small Cap and Micro Cap Stocks

By now, you probably have it figured out that you have a lot of things to consider when it comes to investing in the stock market. To help make...
Can Second Generation Rich Maintain The Family Wealth?

How The Second Generation Rich Can Maintain The Family Wealth

If you are a millennial or Gen Xer, you are part of the great wealth transfer. Baby boomers will pass on $30 trillion to their heirs, according to Accenture....
Investment-Linked Insurance Plans In Singapore

Investment-Linked Insurance Plans In Singapore

Why buy an Investment-Linked Insurance Plans In Singapore?While you are sleeping, your insurance premiums could be earning 10% or higher returns while riding the highs of an exotic emerging...
The Eight Wonder Of The World: Compounding

Compounding: The Eighth Wonder Of The World

Compound interest is sometimes thought of as a miracle worker when it comes to savings and investments. It has the power to convert a small concerted amount of savings...
Why Do Women Misunderstand & Avoid Female Bosses?

Why Do Women Misunderstand & Avoid Female Bosses?

Is a mean girl in the office beating up on your self-esteem and confidence? The workplace is full of tales of mean, moody and bitchy female bosses.A mean boss can...
Fine Print You Should Be Aware Of In These 5 Contracts

Fine Print You Should Be Aware Of In These 5 Contracts

There are some things we wish we learnt in school instead of algebra – things like doing your taxes, and remembering to always read the fine print.Documents to do...
Investment Myths: 10 Personal and Stock Tips To Ignore

Investment Myths: 10 Personal and Stock Tips To Ignore

Each year hundreds of financial studies are published debunking investment myths, but stubbornly, most still persist. We tend to default to simplified explanations, especially in the media, when an...
Invest in Bonds and Bond Funds During a Market Correction

How to Invest in Bonds and Bond Funds During a Market Correction

With interest rates low, investors are having a harder time finding both safety and return in investments. Investors are willing to accept lower returns in bonds in exchange for...
How to Invest in the Stock Market

Equities 101: How to Invest in the Stock Market

Whether you’re saving your hard-earned dough for a future holiday, to protect your family’s future or even planning for your retirement, we all want our money to go further....
10 Financial Questions You Should Ask Your Date

10 Financial Questions You Should Ask Your Date

Dating is fun and exciting, but let’s face it, looking for a partner involves practical matters as well, such as thinking about financial compatibility and stability. It should not...
Top 5 Reasons Why You Need Insurance – Now!

Top 5 Reasons Why You Need Insurance – Now!

An Insurance article specially written for TheNewSavvy.com by ClearlySurely.com  There are plenty of things that we know ought to be done – but don’t. Like, going to the gym. Sticking...
What Do Millionaires Invest In & Manage Their Money

What Do Millionaires Invest In & Manage Their Money

Our list of billionaires and millionaires reflect four very different investment philosophies and strategies, yet all led to the generation of substantial wealth. They represent the spectrum of investment...
How To Save $10,000 A Year By Making Small Changes

How To Save $10,000 A Year By Making Small Changes

While Singapore condominium prices are low, Cindy decided to scoop up a two bedroom condo in the up-and-coming xxxxxxx neighbourhood. Despite the bargain, she still needed to shuffle her...
Top 6 Money Apps for Singapore Investors

Top 6 Money Apps for Singapore Investors

There’s an app for everything, including all your money needs. With the help of apps, investing, budgeting, shopping, car maintenance and condo buying can all be performed more efficiently....
8 Financial Lies Women Tell Themselves & Why You Should Stop Now

8 Financial Lies Women Tell Themselves & Why You Should Stop Now

Women tell all sorts of lies to fool themselves into feeling better. Many tend to do this when it comes to financial matters because it’s easier that way –...
10 Steps to Develop a Healthy Relationship with Money

10 Steps to Develop a Healthy Relationship with Money

The Duchess of York has been linked to another financial scandal. In the ongoing efforts of the former wife of Prince Andrew to make more money, she has tarnished...
Retirement Plans by Age 20, 30, 40 and 50

Retirement Plans by Age 20, 30, 40 and 50

Find out how much you need to retire with our Retirement Calculator!You may have been diligently slathering your night creams, spritzing on Hyaluronic Acid, all preventive measures to make sure...
10 Companies Muppies Love. Yes, That's Millennial Yuppies!

10 Companies Muppies Love. Yes, Millennials Yuppies.

The Millennial urban professional (or Muppie) is educated, making good money and going to live to 100.  Unlike the Yuppie, she has less financial security. The Guppie is entrepreneurial...
How To Start Building Your Investment Portfolio

How To Start Building Your Investment Portfolio

Portfolios to you may mean those massive files art students lug around, but when you’re talking about investing, an investment portfolio means a whole different thing altogether.While it may seem...
Factors and Options When Deciding to Rent Office Space

Factors and Options When Deciding to Rent Office Space in Singapore

Planning and setting up your business in Singapore is not limited to coming up with income generating strategies. As an entrepreneur, it is important for you to look for...
What Kind Of Insurance Do You Need?

What Kind Of Insurance Do You Need?

Let’s face it - all of us dread cold calls from insurance agents and companies. You’re young, rockin’ your career and taking over the world. Why would you want...
Effects of Inflation and Steps to Protect Yourself

Effects of Inflation and Steps to Protect Yourself

What is inflation?Inflation is the term used for general price rises in the economy. It is the rate at which, on a general basis, the prices of goods...
10 Smart Questions to Ask a Financial Consultant

10 Smart Questions to Ask a Financial Consultant

Time is precious no matter who are, but even more so with a wealth advisor. You have to convey your financial goals and start to put a financial plan...
Stop Overspending - Why “You Deserve It” Is Bad For You

Stop Overspending – Why “You Deserve It” Is Bad For You

Go for it! You deserve a reward for getting a promotion, passing an exam, or meeting your fitness goal. But shopping because you deserve it is an act of...
Risk 101: What’s Your Risk Tolerance?

Risk 101: What’s Your Risk Tolerance?

Singapore investor Peter Lim and Hyflux’s Olivia Lum are on opposite sides of the investment risk spectrum.One-time stockbroker Lim is known to make astute moves into diverse industries from...
6 Economical Ways For Women To Get Fit Today!  

6 Economical Ways For Women To Get Fit Today!  

“Good Things Come to Those who Sweat!” Get Fit #1: Running Outside Waking up early and doing a brisk morning run outside in the park or just around your neighbourhood can...
5 Property Websites In Singapore To Buy, Rent & Sell Houses

5 Property Websites In Singapore To Buy, Rent & Sell Houses

Should you or you not leap into the Singapore housing market today? If you were holding off on investing in one of the most expensive housing markets in Asia,...
Life After A Divorce: 4 Ways To Rebuild Your Finances

Life After A Divorce: 4 Ways To Rebuild Your Finances

A successful divorce marks the end of a marital union, and the beginning of a new life. This may be very disorienting for some women. After a divorce, there...
Option Trading 101: How to Invest in the Derivatives Market

Option Trading 101: How to Invest in the Derivatives Market

Options TradingWe all have options in life, and we make decisions, some sound, some not so. When it comes to investing, there are you should think about options investing,...
Parenting Budget 101 – Choosing The Best Preschool In Singapore

Choosing The Best Preschool In Singapore – Parenting Budget 10

Recently, ChubbHubs and I had a very serious discussion about Bubs’ education – how we wanted him to be taught, what we wanted him to learn and the kind...
Investing in the Australia Market and Stocks

How to Invest in the Australia Market and Stocks

Everybody wants themselves a little bit of Down Under - what’s there not to love, after all - it’s the sun, sea and mouth-watering seafood all a mere skip...
7 Ways to Set and Achieve Your Retirement Goals

7 Ways to Set and Achieve Your Retirement Goals

You’re worried about next month’s expenses - how do you even have time to think about retirement in Singapore? You may find it surprising that you’re not the only one...
How To Open Business Bank Account in Singapore

How To Open A Business Bank Account in Singapore

Business owners in Singapore have a lot of options when opening a business bank account. Financial institutions offer many useful features that can help a business conveniently and efficiently...
Ensuring Your Divorce Settlement Payout

Ensuring Your Divorce Settlement Payout Is Paid Timely

Divorce can be a tiresome process of giving and taking. It may take months or years for you and your husband to be able to reach an agreement on...
Gold 101: How to Invest in the Gold Market & Options

Gold 101: How to Invest in the Gold Market & Options

Investing in Gold Market You know you agreed when Destiny’s Child sang “I buy my diamonds and I buy my rings.” And while diamonds are forever, however when it comes to...
The Relationship Between Bonds and Interest Rates

The Relationship Between Bonds and Interest Rates

How will you play the US interest rate hike in December? The US Federal Reserve Bank has been teasing bond prices all year. In June, the central bank thought...
How Marriage Affects Your Credit Scores

How Marriage Affects Your Credit Scores

Getting hitched means you’re ready to be by your husband to be's side through European sojourns and flu season, but does this union say that you agree to take...
Grief Support: What To Do When Someone You Love Dies

Grief Support: What To Do When Someone You Love Dies

While death is inevitable, it often sneaks up on us without warning. When you are faced with dealing with the aftermath of the death of someone close to you,...
Hollywood Characters That Are Bad Financial Role Models

9 Hollywood Characters That Are Bad Financial Role Models

Hollywood sets out a highly influential role placing the values and fashion trends within our society. Walt Disney had this to say, ‘Movies do and have a huge influence...
6 Financial Planning Actions To Take Today

6 Financial Planning Actions To Take Today

If you have ever grown a ginseng plant, you’ll know that as the plant ages, the more potent it becomes. The slower the root grows, the more nutrients it...
Research Shows You CAN Spend Your Way to Happiness

Research Shows You CAN Spend Your Way to Happiness

That funky frilly miniskirt in the store display window would put you back a pretty penny, but boy – would you ever feel great stepping out in it on...
Coworking Space for Entrepreneurs: Pros and Cons

Pros and Cons of Coworking Space for Entrepreneurs

Joining a co-working space has become an attractive and viable alternative to renting an office in many urban centres such as Singapore. These shared working environments typically attract freelancers,...
Business Structure for Small Business in Singapore

Setting up a Business Structure for Small Business in Singapore

One of the most important decisions you have to make when setting up a small business in Singapore is the type of business structure you will choose. The structure...
6 Ways to Make Extra Money Without Quitting Your Day Job

6 Ways to Make Extra Money Without Quitting Your Day Job

Your monthly earnings do not have to be limited to your salary. There are various ways to make extra even with a full-time job. Here are six examples of how...
sSingapore Grants for New Businesses: A Complete Guide

Singapore Grants for New Businesses: A Complete Guide

Today, Singapore has emerged as the premier hub for aspiring entrepreneurs and business owners. For the last six years, the World Bank has consistently ranked the country as the...
Owning A Car in Singapore - A Comprehensive Guide

Owning A Car in Singapore – A Comprehensive Guide

Beyond just the aesthetic of a car, there are heaps of things you need to know as a car owner. We’ve complied a 101 guide for anybody looking to...
Do Women Invest Better Than Men?

Do Women Invest Better Than Men?

The larger retirement nest eggs of men are often wrongly attributed to better-investing performance. Women live longer than men but have less stashed away for retirement – $63,700 versus...
Marry A Man, Marry His Debt?

When You Marry A Man, Are You One With His Debt?

Your vows may say that you’re in it for better, or for worse, but do you need to shoulder the financial burden of his debt too? No matter how...
How to Invest in the Indonesia Market and Stocks

How to Invest in the Indonesia Market and Stocks

How does the Indonesia market work?While it may not be the first thing that comes to mind, the Indonesian stock market is growing and could be a great choice...
Singapore Tax System for Expats, Foreigners and Citizens

List of Singapore Tax System for Expats, Foreigners and Citizens

Brief History of Singapore Tax SystemCurrently, Singapore has a very highly developed market economy. Its economy has been labelled one of the most innovative, most business-friendly and most competitive economies...
Pros and Cons of Joining an Incubator for Entrepreneurs

6 Pros and Cons of Joining an Incubator for Entrepreneurs

A business incubator is a program that can assist entrepreneurs in coming up with a repeatable, scalable and sustainable business model. This is done through the provision of services...
David Chambat Shares Success Strategies of Villa-Finder.com

David Chambat Shares Success Strategies of Villa-Finder.com

GIVEAWAY: Win 3 x $100 Villa-Finder.com vouchers for your next holiday in Bali, Thailand or Sri Lanka. Details at the end of the article.Here at The New Savvy, we...
Planning for Your Wedding Budget in Singapore

Planning for Your Wedding Budget in Singapore

There is no beating around the bush about it - weddings in Singapore are expensive; some amounting to more than $75,000.Why A Wedding Budget?Whether you choose to splurge on...
Personal Financial Advisor : Why You Should Engage One

Personal Financial Advisor : Why You Should Engage One

...long long ago, an out-of-town visitor to New York was admiring the elegant vessels harboured off the Financial District; "Those are the bankers' and brokers' yachts!" exclaimed the guide....
Parenting Budget 101: Avoiding the Birthday Bash Syndrome

Parenting Budget 101: Avoiding the Birthday Bash Syndrome

Parenting Budget : Children's Birthday Parties Just 2 months ago, ChubbHubs attended the birthday party of a five year old at the Raffles Hotel. It took up the entire Courtyard...
Loans in Singapore: The Different Types And Availability

Different Types of Loans Available in Singapore

When borrowing money, it is important to look for the appropriate type of loan based on the goods and services that you are planning to buy. Here are the...
Investing your CPF Money in Singapore

Investing your CPF Money in Singapore – Be Smart

A survey in 2014 found that most Singaporeans are worried about the state of their retirement. Let’s face it, somewhere at the back of our mind, we’re all worried...
5 Reasons Why It Is Perfectly Fine To Start Your Career At A SME

5 Reasons Why It Is Perfectly Fine To Start Your Career At A SME

Singaporeans have always been taught to be competitive – with grades, with queues, with jobs and everything else in between. Parents want their children attending the “best” schools, in...
Everything You Need to Know about Inheritance

Female Investing Habits – Should You Invest in the Pink Portfolio?

Wendy, a 35-year-old Chinese engineer for a Singapore technology company earns a good income, but she is concerned she will not have enough to cover her retirement. Her only...
Investing and Money Habits of Millennials

Investing and Money Habits of Millennials

Kim taps on the trading app on her iPhone, buys 100 shares of Yahoo, flicks off her iPhone and continues to eat her lunch. “If Yahoo spins off a...
4 Types Of “Alternative Investments” The “Average” Singaporean Should Steer Clear Of

4 Types Of Alternative Investments The “Average” Singaporean Should Steer Clear Of

Do you consider yourself an “average” Singaporean when it comes to investing? By average, we mean you don’t understand terms such as Dollar Cost Averaging, Passive Investing & Risk...
Julia Gabriel & My Little Gym Review - Parent-Child Classes

Parent-Child Classes – Are They Worth It?

Saturday Plans Every Saturday morning at 630am, my two year old son wakes up exceedingly happy because he knows I get to bring him for his gymnastics class at Forum....
NTUC Income Future Speak: Advice for Entrepreneurs

NTUC Income Future Speak: Advice for Entrepreneurs

NTUC Income Future Speak is a forum meant to inspire budding entrepreneurs in Singapore. NTUC Income invited a diverse panel of speakers from various industries. The main theme of...
Money Checklist for Your 20s, 30s, 40s

Money Checklist for Your 20s, 30s, 40s

Compared to our parents, we are a generation of spenders. Our parents’ generation began building their retirement nest egg within the first year of marriage by investing in a...
Car Insurance in Singapore

Car Insurance in Singapore

Car Insurance in Singapore, much like COE isn’t a choice. Like many other countries, car insurance is a necessity, should you choose to buy a car. Yet it can...
CPF 101: Central Provident Fund for Dummies

CPF 101: Central Provident Fund for Dummies

We debate it in parliament, we protest it in Hong Lim Park, a discussion of it with any cabbie quickly launches them into a diatribe long enough to last...
Divorce Team: Who You Need On Your Side During A Divorce

Putting Together Your Divorce Team

Divorce is typically viewed as an exclusively legal process. However, in reality, divorce is more complicated than filing legal paperwork. Its many facets bring out financial, emotional and practical...
3 Great Investors of Our Time ... and their Strategies!

3 Great Investors of Our Time … and their Strategies!

Great investors are tested by times, economic cycles and financial crisis. We can all learn from the investment advice of these great investors.Warren Buffet – The Value Investor Warren Buffet’s...
Renting in Singapore – Does it Make Sense?

Renting in Singapore – Does it Make Sense?

Once upon a time, owning your own home in Singapore is a realistic aspiration. Unfortunately, no thanks to the red-hot property market in recent years, sky-high home prices have...
Infographic: Why Are Cars In Singapore So Expensive?

Infographic: Why Are Cars In Singapore So Expensive?

Beyond just the aesthetic of a car, there are heaps of things you need to know as a car owner. We’ve compiled a 101 guide for anybody looking to...
Ways of Reducing the Odds of Business Failure

Ways of Reducing the Odds of Business Failure

Businesses of all types and sizes face risks that may lead to eventual failure. Such risks may involve the business model, product development, finances, customer service or the team...
Dealing With A Death : 4 Immediate Steps To Take Next

Dealing With A Death : 4 Immediate Steps To Take Next

Nobody wants to think about death; it’s depressing and morbid. But when it sneaks up on you and takes away someone you love, you’re left with emotions and sometimes,...
5 Money Mistakes You Should Avoid in Your Marriage

5 Money Mistakes You Should Avoid in Your Marriage

When couples decide to say ‘I do’, there is nothing short of fairytale magic, love and adoration for each other. Even if you’ve agreed on your Gula Melaka wedding...
How to Invest in the Hong Kong Stock Market

How to Invest in the Hong Kong Stock Market

Even if you’ve been staying in a tent in South America and have stayed completely off the grid for the past few years, you’d know that China has grown...
Bankruptcy in Singapore: What Happens?

Bankruptcy in Singapore: What Happens?

Bankruptcy is not something you want to think about, outside mucking around on Monopoly. However, it’s one of those things you should have an idea about in case you...
6 Questions to Ask When Planning For Retirement

6 Questions to Ask When Planning For Retirement

Planning for retirement can be quite daunting as there may be a lot of decision-making steps involved in the process. Know how much you need for your retirement? Try out...
What To Look Out For When Investing In Stocks?

What To Look Out For When Investing In Stocks?

So you want to invest in the stock market. You’ve gotten your broker accounts all set up and you been reading around a little. The next step is to...
How to raise frugal children

How to Raise Frugal Children

While commercials on TV tell you that raising kids are all about cereals and cleaning up after their messes, the work of raising a child is more than just...
Budget Hacks to Boost Your Savings and Improve Your Life

Budget Hacks to Boost Your Savings and Improve Your Life

Budget hacks can help you save more money while living in one of the most expensive cities in the world. Saving more money for your retirement is just one...
5 Insurance Questions to Ask Your Financial Consultant

Insurance Questions to Ask Your Financial Consultant

The world of insurance can be very confusing, with agents throwing around terms like premiums, deductibles, critical illnesses. In spite of the best efforts of financial advisors, most people...
Investing Tips for Beginners... and a Reminder for Professionals!

Investing Tips for Beginners and a Reminder for Professionals!

Investors new and old can benefit from the experience of investment pros. More ways are available to tap into the expertise of other investors. Many investors have improved their...
4 Death To-Do List that You Must Not Ignore

4 Death To-Do List that You Must Not Ignore

While you may have a bucket list of things you want to do before you die, there are some arrangements that you should make for your own death. As...
Should I Refinance My Home Loan or Keep the Current Loan?

Should I Refinance My Home Loan or Keep the Current Loan?

Just because you’ve purchased a home doesn’t mean that’s the end of your headache. There are heaps of things to think about after, and home loan refinance is one of...
Wedding Costs In Singapore- Everything You Must Know

Wedding Costs In Singapore – Everything You Must Know

There is a lot of emphasis and stress leading up to your wedding day. They don’t call it your “big day” for nothing after all. But despite all the...
6 Personal Finance Books Women Must Read

6 Personal Finance Books Women Must Read

Women, who control half of the personal wealth in America, earn higher long-term returns on investments than men. Fewer women invest than men. Some recent investment and finance books...
Women Investing Habits vs Men – The Best of the Sexes

Women Investing Habits vs Men – The Best of the Sexes

When it comes to finance, women investing habits have been largely unexplored. Men and women disagree on many issues, but usually, not on whom should be running the household...
Exchange Traded Funds - Everything You Need To Know

Exchange Traded Funds – Everything You Need To Know

While acronyms are usually reserved for highways and government bodies, Exchange Traded Funds (or, ETFs) is one you should pay attention to, to avoid missing out on an effective...
Medisave and Medishield Simplified

The Importance Of Medisave and Medishield in Singapore

Most Singaporeans have heard of Medisave and Medishield, we contribute to it every month through our CPF but do you understand what Medisave and Medishield do for you?What’s Medisave...
How to Invest in the US Market and Stocks

How to Invest in the US Market and Stocks in Singapore

Home to Chipotle, In-N-Out and many a wonderful outlet malls, it’s hard to ignore the United States, no matter how hard you try. When it comes to the US...
How To Make A Million Dollars Fast

How To Make A Million Dollars Fast

How To Make Extra Money Fast?To keep up with the Joneses in Singapore one has to become a millionaire, a title held by 10 percent of Singaporeans. Singapore has the...
6 Types of Private Property in Singapore

6 Types of Private Property in Singapore

You may have been pinning your dream home on Pinterest furiously for the past couple of years and you know what exactly each room is going to look like,...
What Happens When Your Partner Loses A Job?

What Happens When Your Partner Loses A Job?

Nothing can place a burden on relationships faster than financial stress, and job loss is the number one contributor to money anxieties at home. When job loss occurs, it...
Investing 101: What’s Your Investment IQ?

Investing 101: What’s Your Investment IQ?

Hundreds of victims of a gold investment scam in Singapore have learned that all that glitters is not gold.  Suisse International, the local company behind the scheme to turn...
Are Prenuptial Agreements in Singapore Good or Bad?

Guide To Prenuptial Agreements in Singapore

You’ve probably heard about prenups in movies and TV shows where a couple is trying to figure out who gets their Malibu mansion during a divorce.A prenuptial agreement, or...
Car Loans in Singapore : Everything You Need to Know

Car Loans in Singapore : Everything You Need to Know

We don’t have to tell you that living in Singapore can cost you an arm and a leg, and in some instances, quite literally. Only in this country will...
How To Start Investing In Your First Equity

How To Start Investing In Your First Equity

Getting started investing in Singapore stocks shouldn’t have you pulling your hair out. Start by understanding the all the steps involved, you can make your money go further through...
Custody, Spousal Maintenance and Alimony in Singapore

Custody, Spousal Maintenance and Alimony in Singapore

Divorce involves hashing out a lot of issues. One of these important subject matters that have to be tackled during a divorce case is alimony. 1. Alimony is given to...
5 Simple Ways to Clear and Manage Debts Effectively

5 Simple Ways to Clear and Manage Debts Effectively

So you’ve been going through the arduous task of managing your debt every month and still feel like you’re going nowhere with it. Managing your debt can be an...
Guide to Returning to Work after Maternity Leave

Guide to Returning to Work after Maternity Leave

While it’s easier to throw a fist bump and proclaim, ‘you go girl’ in celebration of a fellow woman rocking her career, unfortunately most times, such is not the...
Mutual Funds or Exchange Traded Funds

Difference Between Exchange Traded Funds and Mutual Funds?

More than just because all your friends are doing it, you’re looking at investing and thinking about all the possibilities to stretch your dollar for many reasons. It doesn’t...
5 Ways Retirement Plans in Singapore Are Different Now

5 Ways Retirement Planning in Singapore Are Different Now

Over the years, there have been many efforts to improve the retirement plans in Singapore. As such, retirement planning today may immensely differ from planning for your retirement, say, twenty...
Startup Terms Every Entrepreneur Should Know

Startup Terms Every Entrepreneur Should Know

Let’s learn more about the widely used startup terminologies that every founder or startup enthusiast should know about. This is just a partial list but covers most of the...
Networking Communities for Female Entrepreneurs

Networking Communities for Female Entrepreneurs in Singapore

Today, many networking communities are emerging in Singapore to cater solely to the needs of female entrepreneurs. Here is a list of female-focused groups in the country.The Athena Network...
4 Mistakes To Avoid When Buying A Car

4 Mistakes To Avoid When Buying A Car

You’ve turned the other way when faced with too many beautiful bags so you can save up for a car. You’ve done your research - although it mostly involves...
4 Tips to Clear Your Student Debts Quickly

4 Tips to Clear Your Student Debts Quickly

One of the best investments you can take is education. In most countries, students have the option to take advantage of education loans to pay their educational fees such as...
Health Insurance In Singapore Explained

Health Insurance In Singapore Explained

Let’s face it - even the healthiest of us can be struck down suddenly by illness, after all, we’ve all seen or heard tales of non-smokers who get diagnosed...
Infographic: Buying Private Property In Singapore

Infographic: Buying Private Property In Singapore

Confused about buying a private property in Singapore? This infographic summarises the ruling on the eligibility conditions, downpayment, stamp duty and financing criteria.Here are the 6 types of private...
How To Start Investing In Hong Kong Bonds

Is a high yield bonds portfolio the right tool for a low interest rate...

One commonly used indicator of risk when investors are choosing which bonds to buy is credit rating.  3 major credit ratings agencies – S&P, Fitch and Moody’s – use...
4 Things to Consider Before Buying Insurance

4 Things to Consider Before Buying Insurance

Buying insurance? 1.   Can I afford it?When it comes to buying insurance, most people tend to think, more is better than less and this is definitely true to an extent. More...
TDSR Calculation : How much can I Borrow on a Mortgage Loan ?

TDSR Calculation: How much can I Borrow for my Mortgage?

Buying a home is no doubt an exciting, pivotal point in your life. Whether you’re buying a home with a partner, or you’re looking to invest in property yourself,...
Quantitative Easing: How does it impact the market and my life?

Quantitative Easing: How does it impact the market and my life?

Quantitative easing is a tool that central banks use to help provide a boost to an economy.  Governments and central banks work together to keep the economy growing at...
When Women Earn More Than Men In a Marriage

When Women Earn More Than Men In a Marriage

While women have known that we’ve been running the world for a long time now, The Pew Research Center recently confirmed that women are consistently earning as much or...
A Flat At 35 And An Assurance To My Partner

A Flat At 35 And An Assurance To My Partner

From: TheFinance.SGSGYI wrote a good post on how singles can buy a HDB flat on their own. However beyond all the dollars and cents in buying a flat, I am...
Checklist To Be Successful Entrepreneurs

Checklist To Be Successful Entrepreneurs

Entrepreneurship seems like the buzzword among Singaporeans today. Singaporeans, both young and old are starting businesses, with more and more new businesses starting each year. Young girls sell skirts...
8 Networking Group for Entrepreneurs in Singapore

8 Networking Groups for Entrepreneurs in Singapore

Today, there are already quite a number of networking groups for entrepreneurs business in Singapore. Many of these entrepreneurial groups readily offer weekly or monthly meetups as well as...
Financially Preparing for a Divorce

Financially Preparing for a Divorce

You’ve seen how dramatically a divorce can unfold on TV. While most times, TV is just an exaggeration of real life, there is some truth there. A divorce means...
Singapore Housing Cycle and Property Measures– Where Are We?

Singapore Housing Cycle and Property Measures– Where Are We?

If you’ve been wisely saving your dough and watching the headlines like a hawk, you’d know that the property prices in Singapore is declining fast. If you’ve played it...
Disclosing Debt Before Marriage - Should You?

Disclosing Debt Before Marriage – Should You?

Finally, you can tell your aunt that has been bugging you about your singlehood to put a sock in it. You’ve found the one you want to spend the...
Introduction To Insurance – A Beginner's Guide

Introduction To Insurance – A Beginner’s Guide

They’re the people whose calls you don’t want to pick up, whom you would run away from at MRT stations, ah, insurance agents. They’re the necessary evil that pounces...
Understanding How Debt Affects Your Credit Score

Understanding How Debt Affects Your Credit Score

One of the biggest factors that affect your credit score is your debt. How you manage your debt has a direct effect on your credit score and consequently, on...
Reasons for Job Loss and How to Deal with Unemployment

Top 3 Reasons for Job Loss and How to Deal with Unemployment

The job market in Singapore, according to Singapore Expats, is dominated primarily by the manufacturing and service industries, maintaining a lower overall employment rate than that of highly developed...
Work From Home -Freelancing Online

Work From Home -Freelancing Online

For a lot of people, working from home is a dream – you get to work on your own time, and in an environment, you’re comfortable with, and nobody’s...
3 Easy Steps to Writing a Will

Writing a Will – 3 Easy Step-by-Step Guide

A will is something you’ve watched read out in movies over and over again. You know what it is, really.A will is a document that states who you want...

Car Insurance in Singapore – All You Need To Know About

Car Insurance in Singapore, much like COE isn’t a choice. Like many other countries, car insurance is a necessity when you choose to buy a car. It can be...
The Cost and Stress of Motherhood.

The Cost and Stress of Motherhood

There’s enough jabber about how important a mother’s role is in the world – people ‘pin’ quotes about mums on Pinterest, they express how much they love their mothers...
Everything You Need to Know about Inheritance

Everything You Need to Know about Inheritance

While you and your family members are alive, it is necessary to put certain things into place to ease the burden left on your family once someone passes. Talking...
dealing with death

Planning Ahead and Inheritance

Sometimes, death doesn’t come as a surprise but an eventual process as a result of a known sickness or old age. In those cases, while your family members are...
Getting Started in Structured Product Investmentsments

Structured Products 101 : How to Invest in the Structured Product

Like any form of investment, going into it head first for the first time is bound to give you the heebie-jeebies a little. However, structured products are somewhat more...
What Is Value Investing?

What Is Value Investing?

Background to Value InvestingSerious value investors do not like the term “value investing”. They rather prefer intelligent investing, referring to the second most important book in value investing –...
Guidelines For Submitting Articles & How To Work With The New Savvy

Guidelines For Submitting Articles & How To Work With The New Savvy

We speak and engage savvy, smart women who are looking to increase their financial awareness.We cover 35 topics ranging from investment products, budgeting, properties, relationship advice, travel, food and...
6 Steps to Make the Most of Time off During Unemployment

Steps to Make the Most of Time During Unemployment

Just as there have been incredible highs in your career, sometimes, even when you think you've planned it right, you find yourself out of a job. You will be...
Coping With Unemployment And Bounce Back

Coping With Unemployment And Bounce Back

Being jobless is a situation nobody wants to be in, or even think about. However, with news continuing to circulate concerning high unemployment rates, massive layoffs and the collapse...
What's the Difference Between A Good and Bad Debt?

How To Tell if A Debt is Good or Bad?

Debt is the amount of money one party owes from another party. You borrow money to purchase goods or services that you could otherwise not afford at the moment....
Clear Debts Fast: Getting Your Financial Situation in Order

Clear Debts Fast: Getting Your Financial Situation in Order

While we all try to stay on top of things, sometimes we find ourselves in a funk that’s really out of our control. And while falling into debt isn't...
Legal Advice for A Divorce

Legal Advice For A Divorce – What You Need To Know

Getting divorced is an emotional affair. You need to get legal counsel as soon as possible. Your attorney may not always tell you what you want to hear. However,...
How To Prepare Getting A Divorce

How To Prepare Getting A Divorce

A divorce can be a difficult process. Facing the reality that your marriage is no longer working can be emotionally debilitating. Aside from hurt and bitter feelings, there are...
Knowing The Difference Between Annulment And Divorce

Knowing The Difference Between Annulment And Divorce

So you've decided to call it quits. In Singapore, married couples who no longer wish to stay together have the option to undergo either an annulment or a divorce....
Guide to Returning to Work after Maternity Leave

What Happens After You Deliver A Baby?

You’ve done it! You’ve carried a human being in you for an incredible amount of time, and that little life is in your hands. You’re probably excited, overwhelmed and...
I am pregnant, what should I do next?

I am pregnant, what should I do next?

People always talk about the glow you get when you’re pregnant, and the excitement of shopping for baby clothes, the crib and all the cute little details of the...
Foreign Exchange 101: How to Invest in the FX Market

Foreign Exchange 101: How to Invest in the FX Market

We've all watched movies that depicted the insane heat that goes on on the trading floor and you’ve heard terms like ‘foreign exchange market’ being thrown around. If you...
How to Calculate the Amount You Need for Retirement

How to Calculate the Amount You Need for Retirement

We know you feel like your life has barely started, but retirement should be something you think about while you’re young, healthy and financially stable. Depending upon difference in...
Bonds 101: How to Invest in the Bond Market

Bonds 101: How to Invest in the Bond Market

Mixing up your usual routine can add a little bit of flavour into your life, and sometimes that flavour was just what you’ve always needed.  Adding bonds to your...
Mutual Funds 101: Understanding How to Invest in Unit Trust

Mutual Funds 101: How to Invest in Unit Trust

If trillions of dollars are invested in something all over the world, that means they’re probably doing something right and you’d want to get in on it, wouldn’t you?...
Mutual Funds Types and Themes

Mutual Funds Types and Themes

A great advantage of mutual fund investing is that the managers have knowledge and expertise that can be applied to generate a better rate of return.  As part of...
How to Invest in the Malaysia Market and Stocks

How to Invest in the Malaysia Market and Stocks

Malaysia can be more than just the last-minute holiday destination you always look to. When looking for somewhere to invest, the Malaysian market is a great choice. As a...
How to Invest in the Singapore Market and Stocks

How to Invest in the Singapore Market and Stocks

Singapore’s stock market needs no introduction. One of the strongest economies in the world, with incredible first-world infrastructure comparable, or even way better than some equally-leading economies, the Singapore...
How Mutual Fund Investing Works

How Mutual Fund Investing Works

Chances are, you’re reading this because you know that a portfolio of investments is a smart choice when you’re planning for your future. By not putting all your eggs...
Commodities 101: Understanding How to Invest in the Commodities Market

Commodities 101: How to Invest in the Commodities Market

The word ‘commodity’ is not something you hear in everyday conversation. Yes, you might have seen headlines about oil prices and gold prices in a discussion about commodities. Investing...
The Differences between A Bond and Bond Fund

The Differences between A Bond and Bond Fund

You probably already know that bonds offer investors a fixed rate of return. However, there is still risk involved when buying bonds. Just like with stocks or any other...
How To Start Investing in Bonds

How To Start Investing in Bonds

You don’t have to start running away with your arms flailing at the mention of bonds. Refresh your memories with Bonds 101. Investing in Bonds When you talk about bonds, you’d hear...
Public Housing in Singapore

3 Types of Public Housing in Singapore

So you’re thinking of being an adult and investing in purchasing a property in Singapore. Way to go! Without sounding like we’re ridiculously biased, Singapore does have many things going for...
3 Types of Real Estate in Singapore

3 Types of Real Estate in Singapore

Real Estate in Singapore Residential, industrial and office properties are options that individuals and companies can choose from. It is important to have a basic idea about the nature of...
3 Reasons You Should Invest In Real Estate

3 Reasons You Should Invest In Real Estate

You don’t have to live in Singapore to know that our little isle is known for its strong economic growth, job stability, superb educational system, conducive business environment and...
Understanding Singapore Taxes In 5 Minutes!

Understanding Singapore Income Tax In 5 Minutes!

There are some words we dread as adults, and the term income tax brings about as much joy as finding out that your favourite watering hole is no longer...
Equities 101 : Understanding How to Invest in the Stock Market

Equities 101 : How to Invest in the Stock Market

There are two distinct reactions whenever ‘equities’ are discussed : excitement and fear. Lucky for you, we’re here to demystify the subject so you no longer have to fear it.What...
The Difference Between A Stock And Stock Fund

The Difference Between A Stock And Stock Fund

Let’s face it - when we hear people talking about stock markets and stock funds and other kinds of investments, it can get a little bit confusing. Like anything...
Should You Have Joint Or Separate Bank Accounts?

Should You Have Joint Or Separate Bank Accounts?

Between picking out what to wear when you walk down the aisle and applying for your own home, many Singaporean couples find themselves procrastinating on having important financial discussions...
Things to Consider When Purchasing Your Insurance Policies

Things to Consider When Purchasing Your Insurance Policies

Good job on taking the first step to being a responsible adult. Yes, we’re talking about actually making a conscious decision to purchase the right insurance cover. The only...
How To Start Investing in Equities

How To Start Investing in Equities

Sometimes, FOMO (or, Fear Of Missing Out) can hit when you’re least expecting it. For example, that time you overhear your friends talking about equity investing and FOMO hits...

Singapore Income Tax Tips To Save Money

Unfortunately, while right angles and cursive writing were taught in school, figuring out your income tax, probably wasn’t. Singapore Income Tax Tips In case you didn’t know, Income tax payments can...
Financial Discussions You Should Have Before Marriage

4 Financial Discussions You Should Have Before Getting Married

Getting married is an adventure and in Singapore, with wedding expenditures reaching upwards of $80,000, it’s one expensive adventure. Whether or not the Singapore government has convinced you to...
Legal Rights & Benefits Of Marriage In Singapore

Legal Rights & Benefits Of Marriage In Singapore

While marriage is all fairy tale magic and happily-ever-afters, you mustn't forget that marriage is also a legal contract, a fact many couples don’t initially acknowledge. There are many...
Steps to Getting Married In Singapore  

Steps to Getting Married In Singapore  

Let’s face it. Planning a wedding is supposed to be fun, flowers, stuffing your face with many different extravagant cake samples, beautiful settings and long lost relatives.However, when you...
How to Plan and Save For Retirement In Singapore

How to Plan and Save For Retirement In Singapore

How much do you need for your retirement in Singapore?? Use our Retirement Calculator to find out first!We’ve got good news, and bad news for you. Life expectancy for...
How to Protect Your Assets Before Marriage

How to Protect Your Assets Before Marriage

You work hard, and you and your partner-to-be are raking in the big bucks. Now, you need to figure out how to protect your inheritances, existing assets before marriage...
How To Make Extra Money Effectively

How To Make Extra Money Effectively

It started right from the first piggy bank you were given as a kid - finance management. You learn to save your pocket money so you can pay for...
Common Mistakes To Avoid In Filing Income Tax Returns

Common Mistakes To Avoid In Filing Income Tax Returns

Filing income tax returns can be complicated depending upon your current financials. It is time to act smart and avoid these common mistakes while filing your tax returns.Filing Income...

 8 Terms You Need To Know Before Filing Income Tax

After Valentine’s Day and Chinese New Year festivities are over, the next date you should have marked down, is tax season. April marks the dreaded tax filing period where...
Dividend Investing 101: How To Invest In Dividend Stocks

Dividend Investing 101: How To Invest In Dividend Stocks in Singapore

Equity investing can be a smart choice for your money as part of a mixed and balanced portfolio of investments. There are two ways to generate returns from your...
Getting Married In Hong Kong

Step By Step Guide To Getting Married In Hong Kong

Are you planning to get married in Hong Kong? Congratulations are in order then! Not all women are planning their nuptials any time soon and it is great news...
Top 5 Tips to Prevent Your Baggage from Getting Lost on Your Next Trip

Top 5 Tips to Prevent Your Baggage from Getting Lost on Your Next Trip

There’s nothing like the feeling of stepping off a plane, ready to enjoy a well-earned vacation and realising after an hour of waiting at the baggage claim that somehow...
Tips To Stretch Your Finances When It’s Hard To Find A Job

Tips To Stretch Your Finances When It’s Hard To Find A Job

Tips To Stretch Your Finances When It’s Hard To Find A Job Are trying to find a job but you are not quite successful about it? Your finances might suffer...
3 Tips You Absolutely Need to Know About CPF Housing Grants

3 Tips You Absolutely Need to Know About CPF Housing Grants

Buying your first home can be a really taxing period. There is just so much information any young prospective homeowner would need to know. Put that together with the...
4 Money-Losing Myths About Home Loans in Singapore

4 Money-Losing Myths About Home Loans in Singapore

Vast majority of people in Singapore end up owning a home one way or another, with the country's home-ownership hovering around 90%. However, there are also a proportional number...
First-time Parenting: How To Budget For Kindergarten In Hong Kong

First-time Parenting: How To Budget For Kindergarten In Hong Kong

One of your responsibilities as a mother is to ensure that your child gets the best education in Hong Kong. And we all know that formal learning starts with...