The Real Cost Of Giving Birth In Hong Kong
Giving birth in Hong Kong will entail costs – and you have to be prepared for it. You do not want to end up falling short in funds when you are already having your contractions and about to bring your baby out into this world.
The truth is, there are a lot less pregnant women in Hong Kong than before. According to the data from the HealthyHK.gov, the birth rate is now 8.6 per 1,000 population in 2014. Although this signifies that there are fewer births happening in Hong Kong, that does not mean the government is letting up when it comes to ensuring that maternity needs are well met. You just have to know your options when it comes to the cost of giving birth in Hong Kong.
We all know that it is costly to get pregnant. You have to eat healthily, take regular tips and check-ups with the doctor, and also take vitamins and medications to ensure that you and baby are healthy. In the midst of all these expenses, you have to think about the main cost in the future – giving birth.
What will you spend on when you give birth in Hong Kong
So what does it take to give birth in Hong Kong? Well, it depends on where you want to give birth: through a public or private healthcare facility.
The great thing about Hong Kong is that the quality of care that you will receive will not be different whether you get it from a public or private facility.
The public healthcare in Hong Kong is one of the most generous in the world. You will get proper and world-class health care. In fact, it is at par with the private health care. Of course, you have to eligible to use this system while giving birth. You have to be a resident of Hong Kong with a Hong Kong Permanent Identity Card or at least a Hong Kong Identity Card. By becoming eligible, you can access various maternity clinics and hospitals around Hong Kong – all 41 hospitals and 123 outpatient clinics.
When you choose the public healthcare, you will pay very low fees when you give birth. In fact, the cost of giving birth will only cost HK$200 – and this includes a three-day hospital stay, the childbirth procedure, and the antenatal care. The only downside to the Hong Kong public healthcare system is the waiting time. There is a huge population in Hong Kong. Hence, the combined quality healthcare and low cost will guarantee a huge demand from the residents. You might have to come in early and be ready to wait for your consultation.
If you cannot access the public healthcare and you do not like to be inconvenienced by the long waiting time, your other option is to have a private doctor and facility take care of your needs. Of course, the convenience will cost you significantly more than what you would pay in a public healthcare system. In fact, a complete maternity package will cost HK$200,000. This will cost less if you have a health insurance.
A private hospital facility offers amenities similar to hotels – with some rooms having a TV and refrigerator. There are even some with a balcony. This type of facility will cost between HK$25,000 to HK$100,000. If you include the payment to the obstetrician and specialist who will help with the childbirth and antenatal care, you should add around HK$50,000.
Private patient in a Public Healthcare Facility
If you do not want the inconvenience that comes with waiting your turn in a public hospital but you cannot afford to get private care, there may be something for you. It is possible for you to go to a public hospital as a private patient. You will pay more but it will not be as much as you would in a private facility. A public hospital fee only costs HK$2,000 to HK$4,000 a day – with a small admission charge. This will put you in a smaller ward – which means you get to share the room with fewer people. Childbirth, on its own, will cost you HK$40,000. This birth package includes the childbirth, hospital stay, and antenatal care. This amount is for those who plan their childbirth. If you do not plan it and fail to avail of a package, it can cost you HK$90,000 for the same service and use of facilities. Just make sure you book in advance because you might not have a slot by the time your contractions start to happen.
The great thing about giving birth in Hong Kong is that your child will get continuous attention from the Maternal and Child Healthcare Centre. You baby will benefit from the immunisation program that is mandated by the government and other tests that will monitor their health and development.
To know more about giving birth in Hong Kong, specifically the public healthcare system, you can find more resource links at Gov.hk.
Tips to save money for giving birth
Regardless if you will give birth in a public or private healthcare facility, it is important for you to prepare for childbirth. Often times, having a plan will help you understand your options and will allow you to take advantage of discounts.
Here are some tips that can help you manage the cost of giving birth.
- Know how much you will need. Whatever amount you come up with will be your target. You need to save up for this amount and add a little more for emergencies.
- Research the public/private facilities near you. Avoid going to a hospital that is far from where you live. You will risk having your baby on the road. Among the things that you need to consider when choosing a hospital are the affordability and the facilities and services they offer.
- Talk to your obstetrician about packages they offer. They may be able to help you get a discount from hospitals they are affiliated with.
- Inquire with your insurance if they cover childbirth. This can help you save a lot on your childbirth expenses. Understanding your coverage will also help you decide where to get your maternal care needs.
- Opt to use your own supplies. This includes the items for you and the baby. If there is an option for toiletries, ask the hospital if you can bring your own. This will help reduce the cost you have to pay in the hospital.
- Check if you can get a discount if you pay in cash. If there is, you can save up for it. It is always good to have the extra savings for your baby later.
Giving birth in Hong Kong does not have to be expensive and convenient at the same time. You can make it as comfortable and convenient for you and your baby without costing you a lot of money. On a final note, always check the items in the hospital bill. Make sure everything stated in it is a service or item that you really got.
Take note that the increase in expense is just starting. Having children will cost money. The cost of living in Hong Kong is high – adding another mouth to feed will make your monthly budget higher. You need to be prepared for that.Recommend0 recommendationsPublished in